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200804595 W IItIai:.tJeIJ~rJ.lrM t Lot Eighteen (18), West Bel Air Hfth Subdivision, in the eity of Grand Island, Hall County, Nebraska which bas tbIl address of Grand Island [City] NcbrlISka 1709 Doreenstreet r-] 81801 [Zip C'4do] (,"Pl:opclIy Addras"); TOGETHER wrm all tIx: improvenu:ntS now or heleafter erected on tIx: property, and all eIlllelUel1I3, app\UteIllIllCes, and fixtures uow or he~r a part of the property. All replacements and additiollll shall also be covered by this Security InstromeDl All of tbe fore&oinIls Ifll'e1mI to In this Security Instmme:Id. l1li the "'Property." BoDOWer UDdctstmIB and IIpOIl tbat MERS holds only legal title to the inIcIcst5 gr8DIed by Bonower in 1IJis SecmiIy Jnstrumcnl; but, if IIIlCeSS8Jy to comply with law or CIISto1lI, MERS (as nominee lbr Lc:nder and Lelldcr"s $UCCCllliOJS and assips) has the right to lllICfCise any or all of those intere.tS, illllludlng, but not timilrJd to, tile rlsJI to foJlX:lose lllld sell the Property; and to take any action requin:d of Londer includin& !Nt DOt limited to, ~ or canceIi:ng this Secu~ I11strumcd. BORROWER COVENANTS tbat BollOWClls lawfpIJy seised of the csweltereby convoyed and has the right to grant and oonvey the Property lUld thllt the Propaty is 1JIICIIllUIIIbc except for ~ of JeOOld Bonvwer W8Jr8Jlbl1lld will dcJb3d gcncraIly tbe title w lbe Property agai1M all daillll and dcaDxIs. SlIbject to any ~ ofJl:COld. THIS SECURITY lNS'IRUMENT combiDcs 1IIIifonn ooveoants fur nadallll1 use m:t uou-uniftJan covenrmtI with ~ varlaIiooa by jurisdiction In ocmstitute a UDifonn security imlttumont ooverbl& re6l property. UNIPOR.M COVEN.ANTS. B_ and Lcaklr COVCIUt lUld ll&rCC lIS foJIoM: L p~ fit PrilM:ipal, bUirat .... X. CIIarte- Bonowcr &bBII pay whca due lbe pdacipIl of, IIIld iDIereIIt 00, the debt cvideooed by tbe Note llIld latll cbIl:lgcI due under the NoIIl. 2. M'oatbIJ p~ of Tans, 1uR...-. lUld Other CIwp. Bmvwet Ih8ll tncludc in llach morihly payment, fDgdbcr with the priocipolllDd interest as set fcnth in thD Note and 8DY Iatc cb1IrpI, a lIIIDl fOJ' (a) talZ8 and speoiaIlIS8l\SSIIIeIIt lclWed or to be levied apWt the Property, (b) lealIehold JI8YlIlClD or ground reotll on the Propet1y, and (e) p:remlums for inrmmlIle l'llqUhed unrier paIIIPIJIh 4. b1 any yell' in which the Louder mull pay a DI01tIIP insua'aol:e plUIiulD to the Sec:#tIIy of HOIlIiDg and UdJen Devdopmc:at ("5ccraaIyj, or in .., yeqr in which such pRQIbD would baYe been .. if LeDder IIiU bcId the Security lDstnJmont, each DIl),ll(bly ~ shall also iJJclude dtbIr: (I) a 5UID 1W tile aIDJUlIllD01f88Be insunulce pnIIDi1Im to be p&id by LeDder to the Secmmy, or (Ii) a lIIOlIlbly cbart!P Instead d. a ItIOl.tg1lge insuraR:t: p:emlum if tbis Security lost:rulDell1 is held by the Secretary, in a ~lc amount to be dclemIImd by tile SecreWy. Bxl.xIpt for tile moDthly ehalgll by the Secm1luy, these items are called ~ IlmD&" tmd the ..... paid to LeIIder are calb:I "FJI::row Fwltk. " Lcoder moy, at any time, coUect aDd hold amounl& for Bsc:row Items in an aggregate 8lIlOIIlIl DOt 10 exceed tile DJlIXbmpn lIIIlOlRt tIat moy be m(\linld for Bormwer's escrow IClXlUIIl UDder die R.c:al &late SeIlJcmDDt Proc:ecIlmIs Act of 1974. 12 U.S.C.I2601 lilt lEQ.. m1 ~ng rquIatiolll, 24 en. Pan 3SOO,lIS 1hey P!l1 be ameuded fmIIl time to time ("RBSPN'), llxocpt tbat the C1llIhion or .-ve permitted by RESP A fOI UDlIIIlicipared di8bunJllmcms or di&burscments befme the BoDOwu's JllI1lIlMlll am available in the aocotllll1lU\Y DOt be blued on 8lIIOI.IIllll due for the mortpge iIlllOlIIIIOO pICIllium. If the amoDDIiI held by lADder for Bal:row ltDlI elICClld tbe 8IIlllUPII pe:nnitted to be tdd by RESPA. Lclldcr shaD llCC01JJIt to Bonuwer for the ~ funda as requited by RESPA. If tba 8IDOUlItlI of fimds bel4 by I.clndcr at ., time - not rcdficiDDt 10 pay the Escrow ItmDs whoa dPc, Loader.,.l1Otify me Bonower lIDd require Borrower to makr: up the sbortlIge l1li pemIIncd by RESPA. The &crow Fundlr. llRl p'JedFd as addidonal JIlllUdl;y for aD IUIDS IllCUlM by this Security InstruIPcnt. IfBotrower teen to LcndCIr thD fW1 paymcnt or all SIICh IlIIDI, Bomlwcr's aa:ount sbaII be CllllWId with tbs IJa/aGclG RIIIIiniJ!g i1l" an l..-JI"",,. itenIS (a). (b). ami (e) and 8IIJ DI01t8RF ~ pcmiom indJol'-rlt tb8t LeDdcl' bas not become oblIpbld to ply to the NEBRASKA PlfADUD OFTIlUBT -. lTSj12Sa2llJ11l1ll Q-r TT -.. _2d1)