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<br />200804510 <br /> <br />23. Reconveyance. Upon payment of all sums secured by this Security Instrument, Lender shall request Trustee to <br />reconvey the Property and shall surrender this Security Instrument and all notes evidencing debt secured by this Security <br />Instrument to Trustee. Trustee shall reconvey the Property without warranty to the person or persons legally entitled to it. <br />Such person or persons shall pay any recordation costs. Lender may charge such person or persons a fee for reconveying the <br />Property, but only if the fee is paid to a third party (such as the Trustee) for services rendered and the charging of the fee is <br />permitted under Applicable Law. <br />24. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a successor trustee to <br />any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument is recorded. <br />Without conveyance of the Property, the successor trustee shall succeed to all the title, power and duties conferred upon <br />Trustee herein and by Applicable Law. <br />25. Request for Notices. Borrower requests that copies of the notice of default and sale be sent to Borrower's address <br />which is the Property Address. <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument <br />and in any Rider executed by Borrower and recorded with it. <br /> <br />SCDA.; .~. .I'!.~... ... ... ... ... ... ~&~~:~ <br />... ... .~.. 9-::. .:!'1:f"-. ...... ... ... ... ... ... ... ... ... .. (Seal) <br />CARRIE J. LOY -Borrower <br /> <br />[Space Below This Line For Acknowledgment] <br /> <br />~;~~~o~~.~~~~~................ . AA ~ I if al~oB <br />The foregomg mstrument was acknowledged before me thiS .......... .t.V.\.~ r' ... ....). ... ... ............ ...... ...... ... ...... . <br />... ... ... ... ... ... ... ... ... ... ... ..(date) by ~CA1U. ~AX;. CAij~J~ .~..~OY,.~U~IMNO.I\N.lHYI~~... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... <br />................................................................................................ ..(name of person acknowledged). <br />My Commission expires: <br /> <br />....................................~/..~..~~........... <br />NO)l'fiy Public <br /> <br />~ GENERAL NOTARY - Stale of Nebraska <br />~I[ TERRY K RATHMAN <br />-->'I''',,-D My Comm, Exp. Oct. 21, 2009 <br /> <br />NEBRASKA-Single Family-Fannie Maa/Freddia Mac UNIFORM INSTRUMENT <br /> <br />Bankers Systems. lno" St, Cloud, MN Form MD-l.NE 8/17/2000 <br /> <br />Form 3028 1/01 (page 7 of 7 pages) <br />