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<br />[Space Above This Line For Recording Data]
<br />
<br />DEED OF TRUST
<br />
<br />DEFIN]TIONS
<br />
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated ........................ P~: J~'7AQQ. ... ......... ......... ......., together
<br />with all Riders to this document.
<br />(B) "Borrower" is .&Co.n '~" ~O,'( MO. CA~!lI~ .J..JOY, .ijV~Q~NQ .~~p. WI~~. . .. . .. .. . . . . . . . .. . . . . . . . .. . .. . . . . . . . . . . . . . .. . . . . . . . . .. . .. . .. . .. . .. . . . .. . .. . . .
<br />
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is .~~N~.QF .QPNIf.ij~N. ... ... .. . ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... .
<br />Lender is a .GOR~OMTIQr.l... ... ... ... ... ... ... ... ... ... ... ... ... ,.. ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... organized and existing under
<br />the laws of . TH~ :::.l:n.E.!lF. f,I.~a!lMM. ... ... ...... ...... ...... ... ......... ... . Lender's address is . P. P. P.QQ7D, .QQr.lIP.~~N,.I\I~. .l~Q~~iZ..P:Z.(Q. ... ..
<br />
<br />.........................................................................................................................................................
<br />
<br />Lender is the beneficiary under this Security Instrument.
<br />(D) "Trustee" is .~~~m~k~A1I.Q~A~ ~.~~K .~P.~A~.~~~. ~~~~F,IP.~,.~.E. .~~~7.~........................................................................
<br />(E) "Note" means the promissory note signed by Borrower and dated jJ.~.,1.4'iZ.QQ~.................................................... . The
<br />Note states that Borrower owes Lender PJ\lE.l:lllNOR~OJQflJ:X :\mN.ntQll~~N.O fJYE.liW\IOflEO.~NONOllOA.........................................
<br />.................................................. Dollars (U .S. $ .147,~PjJ..9jJ.......................) plus interest. Borrower has promised to
<br />pay this debt in regular Periodic Payments and to pay the debt in full not later than............... ... ... P.l\.p.1.-Zme. ... ... .., ... ... ... ..
<br />
<br />........................................................................................................................................................ .
<br />
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note,
<br />and all sums due under this Security Instrument, plus interest.
<br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be
<br />executed by Borrower [check box as applicable]:
<br />D Adjustable Rate Rider D Condominium Rider
<br />o Balloon Rider 0 Planned Unit Development Rider
<br />D 1-4 Family Rider D Biweekly Payment Rider
<br />(I) "Applicab]e Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions.
<br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />(K) "E]ectronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar
<br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to
<br />order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to,
<br />point-of~sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated
<br />clearinghouse transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party
<br />(other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the
<br />Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv)
<br />misrepresentations of, or omissions as to, the value and/or condition of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any
<br />amounts under Section 3 of this Security Instrument.
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.c. ~2601 et seq.) and its implementing regulation,
<br />Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or
<br />regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and
<br />restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally
<br />related mortgage loan" under RESPA.
<br />(Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has
<br />assumed Borrower's obligations under the Note and/or this Security Instrument.
<br />
<br />D Second Home Rider
<br />o Other(s) [specify] .......................
<br />
<br />Form 3028 1/01
<br />
<br />NEBRASKA~Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT
<br />Banker. Systerns, Ine" St. Cloud. MN Forrn MD.l.NE 8/17/2000 ~
<br />ref: 1/2001 (page 1 of 7 pages)
<br />
<br />111111111111111111111111111 1111 1111
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