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<br />200804448 <br /> <br /> <br />box is checked there will be no maximum limit on <br /> <br />c anges. <br />D (1) There will be no maximum limit on interest rate changes. <br />[i] (2) The interest rate I am required to pay at the first Change Date will not be greater than <br />B .250 % or less than 4.250 %. <br />[i] (3) My interest rate will never be increased or decreased on any single Change Date by more <br />fuan TWO AND 000/1000 <br />percentage point(s) ( 2.000 %) from the rate of interest I have been <br />paying for fue preceding period. <br />[i] (4) My interest rate will never be greater fuan 11 . 250 %, which is called <br />fue "Maximum Rate. " <br />[i] (5) My interest rate will never be less fuan 4 . 250 %, which is called fue <br />"Minimum Rate." <br />D (6) My interest rate will never be less fuan the initial interest rate. <br /> <br />(E) Effective Date of Changes <br />My new interest rate will become effective on each Change Date. I will pay the amount of my new <br />monthly payment beginning on the first monfuly payment date after fue Change Date until the amount of <br />my monthly payment changes again. <br /> <br />(F) Notice of Changes <br />The Note Holder will deliver or mail to me a notice of any changes in my interest rate and the amount <br />of my monthly payment before the effective date of any change. The notice will include information <br />required by law to be given me and also the title and telephone number of a person who will answer any <br />question I may have regarding fue notice. <br /> <br />B. TRANSFER OF THE PROPERTY OR A BENEFlCIAL INTEREST IN BORROWER <br />Uniform Covenant 17 of the Security Instrument is amended to read as follows: <br />Transfer of the Property or a Beneficial Interest in Borrower. If all or any part of fue Property or <br />any interest in it is sold or transferred (or if a beneficial interest in Borrower is sold or transferred and <br />Borrower is not a natural person) wifuout Lender's prior written consent, Lender may, at its option, <br />require immediate payment in full of all sums secured by this Security Instrument. However, this option <br />shall not be exercised by Lender if exercise is prohibited by federal law as of the date of this Security <br />Instrument. Lender also shall not exercise this option if: (a) Borrower causes to be submitted to Lender <br />information required by Lender to evaluate the intended transferee as if a new loan were being made to the <br />transferee; and (b) Lender reasonably determines fuat Lender's security will not be impaired by the loan <br />assumption and that fue risk of a breach of any covenant or agreement in this seCUAitY ~rument is <br />acceptable to Lender. (_ <br />Initials: V <br />G-899U (9705).01 Page 3 of 4 <br />~ <br /> <br />')Of;/Pflf~ <br />