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<br />N <br />CSl <br />C$l <br /><Xl <br />CSl <br />..j::>. <br />N <br />..j::>. <br />C.TI <br /> <br />/lGr6r\;i/ <br />After Recording Return To: <br />Wells Fargo Bank, N.A. <br />Attn: Document Mgt. <br />P.O. Box 31557 <br />MAC B6955-013 <br />Billings, MT 59107-9900 <br /> <br />This instrument was prepared by: <br />WeDs Fargo Bank, N.A. <br />CHAD M DONAT <br />DOCUMENT PREPARATION <br />ONE HOME CAMPUS, MAC X2303-01W <br />DES MOINES, IOWA 50328-0001 <br />866-537-8489 <br />(Name & Address of Pre parer) <br /> <br />" ." ._~__,._""""""--~' 'L~____,,__m'....--""_ .__, <br /> <br />[Space Above This Line For Recording Data] <br />Account number: 650-650-8160269-0:XXX Reference number: 20080497300150 <br /> <br />DEED OF TRUST <br /> <br />DEFINITIONS <br /> <br />Words used in multiple sections of this document are defined below and other words are defined elsewhere in this <br />document. Certain rules regarding the usage of words used in this document are also provid~d in Section 14. <br /> <br />(A) "Security Instrument" means this document, which is dated MARCH 12, 2008, together with all Riders to <br />this document. <br />(B) "Borrower" is DOUGLAS G. FOTINOS AND BETH M. FOTINOS, HUSBAND-&-WIFE, AS JOINT <br />TENANTS AND NOT AS TENANTS IN COMMON, WHO ACQUIRED TITLE AS DOUG G. <br />FOTINOS AND BETH M. FOTINOS, HUSBAND & WIFE, AS JOINT TENANTS AND NOT AS <br />TENANTS IN COMMON. Borre Mer is the mortgagor under this Security Instrument. <br />(C) "Lender" is Wells Fargo Bank, N.A.. Lender is a National Bank organized and existing under the laws of the <br />United States of America. Lender's address is 101 North Phillips Avenue, Sioux Falls, SD 57104. Lender is the <br />beneficiary under this Security Instrument. <br />(D) "Trustee" is Wells Fargo Financial National Bank. <br />(E) "Debt Instrument" means the promissory note signed by Borrower and dated MARCH 12, 2008. The Debt <br />Instrument states that Borrower owes Lender FIFTY THOUSAND AND 00/100THS Dollars (U.S. $ 50,000.00) <br />plus interest. Borrower bas promised to pay this debt in one or more regular Periodic Payments and to pay the debt <br /> <br />iiiiiiiiiiiilil.iiliiiiilliS (3/1/05) <br /> <br />(page 1 of J 2 pages) <br />Documents Processed 03.12-2008, 10:38:38 <br />