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<br />REAL ESTATE DEED OF TRUST
<br />(With Future Advance Clause)
<br />o Construction Security Agreement
<br />D Master fonn recorded by _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ ~ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
<br />1. DATE AND PARTIES. The date of this Deed of Trust (Security Instrument) is ]\R.~~~ _~QL _~QQ~L _ _ _ _ _ _ _ _ _ _ _ _ .
<br />The parties and their addresses are:
<br />
<br />11/;' "
<br />
<br />~
<br />c
<br />{\J
<br />
<br />State of Nebraska
<br />
<br />Space Above This Line For Recording Data
<br />
<br />TRUSTOR: CRAIG A RUZICKA, HUSBAND AND WIFE and STEPHANIE J RUZICKA, HUSBAND AND
<br />
<br />4004 BOSTON CIRCLE
<br />Grand Island, NE 68803-1537
<br />D If checked, refer to the attached Addendum incorporated herein, for additional Trustors, their signatures and
<br />acknowledgments.
<br />TRUSTEE:
<br />Arend R. Baack, Attorney
<br />P. O. Box 790
<br />Grand Island, NE 68802
<br />BENEFICIARY:
<br />Home Federal Savings and Loan Association of Grand Island
<br />221 South Locust Street Grand Island, NE 68801
<br />
<br />Organized and Existing Under the Laws of The State of Nebraska
<br />
<br />2. CONVEYANCE. For good and valuable consideration, the receipt and sufficiency of which is acknowledged, and to
<br />secure the Secured Debt (defined below) and Trustor's performance under this Security Instrument, Trustor irrevocably
<br />grants, conveys and sells to Trustee, in trust for the benefit of Beneficiary, with power of sale, the following described
<br />property:
<br />LOT THIRTY-ONE (31) IN JEFFREY OAKS THIRD SUBDIVISION IN THE CITY OF GRAND ISLAND,
<br />HALL COUNTY, NEBRASKA
<br />
<br />The property is located in _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _1Jl!!L _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ at ~99~_1!tQ.S_~Ql! J~~IL _ _ _ _ _ _ _ _ __
<br />(County)
<br />_ _ __ __ __ _ __ _ __ __ __ __ __ _ __ __ __ _ _ __ _ , __ __ __ __q~~I!(L!~!l!!l~__ __ __ __ _ , Nebraska _ ~~~_0_3_-_1_5_~~ __
<br />(Address) (City) (ZIP Code)
<br />Together with all rights, easements, appurtenances, royalties, mineral rights, oil and gas rights, all water and riparian
<br />rights, ditches, and water stock and all existing and future improvements, structures, fixtures, and replacements that may
<br />now, or at any time in the future, be part of the real estate described above (all referred to as "Property").
<br />
<br />3. MAXIMUM OBLIGATION LIMIT. The total principal amount secured by this Security Instrument at anyone time
<br />shall not exceed $_4-'~-,-~.!?(L. QQ __ __ _ _ __ _ __ _ _ __ __' This limitation of amount does not include interest and other
<br />fees and charges validly made pursuant to this Security Instrument. Also, this limitation does not apply to advances made
<br />under the terms of this Security Instrument to protect Beneficiary's security and to perform any of the covenants
<br />contained in this Security Instrument.
<br />
<br />4. SECURED DEBT AND FUTURE ADVANCES. The term "Secured Debt" is defined as follows:
<br />A. Debt incurred under the terms of all promissory note(s), contract(s), guaranty(ies) or other evidence of debt
<br />described below and all their extensions, renewals, modifications or substitutions. (You must specifically identify
<br />the debt(s) secured and you should include the final maturity date of such debt(s).)
<br />A Line of Credit Aqreement dated 04/30/2008
<br />
<br />C-08-04-28-000143
<br />(page 1 of 4)
<br />
<br />NEBRASKA - HOME EQUITY LINE OF CREDIT DEED OF TRUST (NOT FOR FNMA, FHLMC, FHA OR VA USE)
<br />~ 01994 Bankars Systems, Ino" St, Cloud, MN Form OCP-REOT-NE 5/10/2005
<br />~ -C465(NE) (0506) VMP Mortgage Solutions, Inc,
<br />
<br />.._,'.:MPo2!....,",iJ'".........------..-.
<br />
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