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<br />;0 <br />m <br />"" <br />c: <br />nnZ <br />~>~ <br />(")(1) <br />;l'l;% <br /> <br />...c <br />I...>~ <br />8 <br /> <br />2.5r <br />mCA!' <br />n::r:"- <br />;'t <br /> <br />fa <br />:- <br />~ <br />en <br />~ <br /> <br />.'.r t ':'~ <br />].r#"" ~ ~',:J <br />r-~ ::,(") <br />r )'..~.... <br />If) <br />7" <br />):> <br /> <br />N <br />IS <br />IS <br />CJ1 <br />Gl <br /><0 <br />Q) <br />....l. <br />W <br /> <br /> 1'''~,~ <br /> (~'7';.") <br /> c;':;:::JI <br /> ......."., , <..,r, <br /> ,.J'. (j; <br />:"; ;) ", r-rl <br />1.""'1 (: --U <br />'i;.-: f::14) - <br /> ~:'<":' ~ rv <br />_.' \ -.J <br />" <br />'.... I <br />n": ., --0 <br />('''1"'1 r :3 <br /> .\ <br />,-,..,,' F <br /><./) <br /> I. c..o <br /> t- ~ <br /> 0') <br /> <br />C/) <br />(rl <br /> <br />C) fJ) <br />C> ~.~I <br />c: :1:""" <br />-.... -~,~ <br />~ r8 <br />-< '::> <br />o -'I""l <br />-"t;;". <br /> <br />',--- <br /> <br />--- ----- <br /> <br />After Recording Return <br />FLAGSTAR BANK <br />5151 CORPORATE DRIVE <br />TROY, MI 48098 <br />FINAL DOCUMENTS, MAIL <br /> <br />Tal <br /> <br />STOP W-530-3 <br /> <br />vl WBCD LOAN # 500833076 <br /> <br />[Space Above This Line For RecordIng Data] <br /> <br />~f <br />~a;- <br />C)3" <br />CDg <br />:~ <br />w.... <br />:2 <br />~ <br /> <br />+ <br />~ <br />~) <br /> <br />DEED OF TRUST <br /> <br />IMIN 100052550083307628 <br /> <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, <br />18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated SEPTEMBER 27, 2005, together with <br />all Riders to this document. <br />(B) "Borrower" is NICOLE P DURNING, A Single Woman and BRANDON M TESTER, A Single Man, <br />TENNANTS IN COMMON. <br /> <br />Borrower is the trustor under this Security Instrument. <br />(C) "lender" is HOMESTEAD MORTGAGE, INC. <br /> <br />lender is a CORPORATION <br />under the laws of NEBRASKA. <br />643 S 25TH ST, 6, LINCOLN, NE 68510. <br /> <br />organized and existing <br />lender's address is <br />i <br /> <br />TICOR TITLE INSURANCE CO'WANY If~ <br /> <br />(D) "Trustee" is ~~X <br /> <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as <br />a nominee for lender and lender's successors and assigns. MERS is the beneficiary under this Security Instrument. <br />MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box <br />2026, Flint, MI48501.2026, tel. (888) 679-MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated SEPTEMBER 27, 2005. The Note <br />states that Borrower owes Lender *****************SIXTY NINE THOUSAND NINE HUNDRED AND NO/l00 <br />**** * * *** * *** * * * * * * ** * * * * * * * * *********** * * * * * * * * *** * * * * * * * Dollars (U.S. $69,900.00 ) <br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later <br />than OCTOBER 1, 2035. <br /> <br />NEBRASKA-Single Family--Fannle Mae/Freddie Mac UNIFORM INSTRUMENT <br />@ 1999-2004 Online Documents, Inc. Page 1 of 9 <br /> <br />Form 3028 1/01 <br /> <br />~. <br /> <br />Initialssprf\\ fJPD <br />NEEDEED 0402 <br />09-26-2005 11:20 <br />