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<br />245409442 <br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the <br />Note, plus (ii) any amounts under Section 3 of this Security Instrument. <br />(P) "RESPA" means the Real EstateSettlementProceduresAct (12 D.S.C. Section 2601 et seq.) and its <br />implementingregulation,RegulationX (24 C.F.R. Part 3500), as they might be amended from time to time, <br />or any additional or successorlegislation or regulation that governs the same subject matter.As used in this <br />Security Instrument, "RESP A" refers to all requirements and restrictions that arc imposed in regard to a <br />"federally related mortgage loan" even if the Loan does not qualify as a "federally related mortgage loan" <br />under RESP A. <br />(Q) "Successor in Interest of Borrower" means any party that has taken title to theProperty,whetheror not <br />that party has assumed Borrower's obligations under the Note and/or this Security Instrument. <br /> <br />200509610 <br /> <br />TRANSFER OF RIGHTS IN THE PROPERTY <br /> <br />This Security Instrumentsecures to Lender: (i) the repayment of the Loan, and all renewals, extensions and <br />modifications of the Note; and (ii) the performance of Borrower's covenants and agreements under this <br />Security Instrument and the Note. For this purpose, Borrower irrevocably grants and conveys to <br />Trustee, in trust, with power of sale, the following described property located in the <br />COUNTY of HALL <br />[Type of Recording Jurisdiction] [Name of Recording Jurisdiction] <br />LOT NINE (9), BLOCK FIVE (5), DALE ROUSH SECOND SUBDIVISION, IN THE CITY <br />OF GRAND ISLAND, HALL COUNTY, NEBRASKA. <br /> <br />Parcel ID Number: 400163357 <br />231 COMMANCHE AVENUE <br />GRAND ISLAND <br />("Property Address"): <br /> <br />which currently has the address of <br />[Street] <br />[City], Nebraska 68803 [Zip Codc] <br /> <br />TOGETHERNITH all the improvementsnow or hereaftererectedon the property, and all easements, <br />appurtenances,and [mures now or hereaftera part of the property. All replacement sand additions shall also <br />be covered by this Security InstrumentAll of the foregoing is referred to in this Security Instrumentas the <br />"Property." <br />BORROWERCOVENANTSthat Borroweris lawfully seised of the estate hereby conveyed and has <br />the right to grant and convey the Property and that the Propertyis unencumbered,except for encumbrancesof <br />record. Borrower warrants and will defend generally the title to the Property against all claims and demands, <br />subject to any encumbrances of record. <br /> <br />.-6(NE) (0407) <br />@ <br /> <br />Page 3 of 15 <br /> <br />,",.. i tJ <br /> <br />Form 3028 1/01 <br />