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<br />200509610 <br /> <br />245409442 <br /> <br />Lenderto evaluate the intendedtransfereeas if a new loan were being made to the transferee;and (b) Lender <br />reasonablydeterminesthat Lender's security will not be impairedby the loan assumption and that the risk of <br />a breach of any covenant or agreement in this Security Instrument is acceptable to Lender. <br />To the extent permitted by applicable law, Lender may charge a reasonable fee as a condition to <br />Lender's consent to the loan assumption. Lender also may require the transferee to sign an assumption <br />agreement that is acceptable to Lender and that obligates the transferee to keep all the promises and <br />agreementsmade in the Note and in this Security Instrument.Borrower will continue to be obligated under <br />the Note and this Security Instrument unless Lender releases Borrower in writing. <br />If Lender exercises the option to requireimmediatepaymentin full, Lender shall give Borrowernotice <br />of acceleration.The notice shall provide a period of not less than30 days from the date the notice is delivered <br />or mailed within which Borrower must pay all sums secured by this Security Instrument.If Borrower fails to <br />pay these sums prior to the expiration of this period, Lender may invoke any remedies permitted by this <br />Security Instrument without further notice or demand on Borrower. <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Adjustable Rate Rider. <br /> <br /> <br />f.ti1/WEN~R J ~4~ <br /> <br />(Seal) <br />-Borrower <br /> <br /> (Seal) (Seal) <br /> -Borrower -Borrower <br /> (Seal) (Seal) <br /> -Borrower -Borrower <br /> (Seal) (Seal) <br /> -Borrower -Borrower <br />G-838U (9705) Page 3 of 3 Form 3138 6/94 <br />@ <br />