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<br />(Space Above This Line For Recording Data)
<br />
<br />LOAN NUMBER: 0160279436
<br />
<br />DEED OF TRUST
<br />
<br />THIS DEED OF TRUST ("Security Instrument") is made on April 23, 2008. The grantor is KYLE A NABITY
<br />and SHA YLA A NABITY, HUSBAND AND WIFE, whose address is 1521 ALLEN AVE, Grand Island,
<br />Nebraska 68803 ("Borrower"). Borrower is not necessarily the same as the Person or Persons who sign the Note.
<br />The obligations of Borrowers who did not sign the Note are explained further in the section titled Successors and
<br />Assigns Bound; Joint and Several Liability; Accommodation Signers. The trustee is TierOne Bank whose
<br />address is 1235 'N' St / P.O. Box 83009, Lincoln, Nebraska 68501 ("Trustee"). The beneficiary is TierOne Bank,
<br />which is organized and existing under the laws ofthe United States of America and whose address is 1235 'N' St
<br />/ PO Box 83009, Lincoln, Nebraska 68501 ("Lender"). KYLE A NABITY and SHA YLA A NABITY owe
<br />Lender the principal sum of Twenty Thousand Nine Hundred Forty-one and 15/100 Dollars (U.S. $20,941.15),
<br />which is evidenced by the note, consumer loan agreement, or similar writing dated the same date as this Security
<br />Instrument (the "Note"), which provides for periodic payments ("Periodic Payments"), with the full debt, if not
<br />paid earlier, due and payable on May 7, 2013. This Security Instrument secures to Lender: (a) the repayment of
<br />the debt evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the
<br />payment of all other sums, with interest, advanced to protect the security of this Security Instrument under the
<br />provisions of the section titled Protection of Lender's Rights in the Property; and (c) the performance of
<br />Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower, in
<br />consideration of the debt and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with
<br />power of sale, the following described property located in the COUNTY of HALL, State of Nebraska:
<br />
<br />Address: 1521 ALLEN AVE, Grand Island, Nebraska 68803
<br />Legal Description: LOT THIRTEEN (13), R & B SUBDIVISION, GRAND ISLAND, HALL
<br />COUNTY, NEBRASKA
<br />Parcel ID/Sidwell Number: 400159945
<br />
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br />covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
<br />"Property."
<br />
<br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br />grant and convey the Property and that the Property is unencumbered, except for encumbrances of record.
<br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br />any encumbrances of record.
<br />
<br />Borrower and Lender covenant and agree as follows:
<br />
<br />02004.2007 Copyright Compliance 8)'>to"".lno. D8IA-AIDB- 2008,02,266
<br />Consumer Real E~tate - Security Instrul'r'lent DL2D36
<br />
<br />www.complianceS).S1ems.com
<br />800-968.8522 - Fax 616-956.1868
<br />
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