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<br />200803994 <br /> <br />power of sale provided in the Single Family Mortgage Foreclosure Act of 1994 (" Act") (12 U.S.C. 3751 <br />et ~eq.) by requesting a foreclosure commissioner designated under the Act to commence foreclosure <br />an to sell the Property as provided in the Act. Nothing in the preceding sentence shall deprive the <br />Secretary of any rights otherwise available to a Lender under this Paragraph 18 or applicable law. <br />19. Reconveyance. Upon payment of all sums secured by this Security Instrument, Lender shall <br />request Trustee to re-convey the Property and shall surrender this Security Instrument and all notes <br />evidencing debt secured by this Security Instrument to Trustee. Trustee shall reconvey the Property without <br />warranty to the person or persons legally entitled to it. Such person or persons shall pay any recordation <br />costs. Lender may charge such person or persons a fee for reconveying the Property, but only if the fee is <br />paid to a third party (such as the Trustee) for services rendered and the charging of the fee is permitted under <br />Applicable Law. <br />20. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a <br />successor trustee to any Trustee appointed hereunder by an instrument recorded in the county in which this <br />Security Instrument is recorded. Without conveyance of the Property, the successor trustee shall succeed to <br />all the title, power and duties conferred upon Trustee herein and by Applicable Law. <br />21. Request for Notices. Borrower requests that copies of the notice of default and sale be sent to <br />Borrower's address which is the Property Address. <br />22. Riders to this Security Instrument. If one or more riders are executed by Borrower and <br />recorded together with this Security Instrument, the covenants of each such rider shall be incorporated into <br />and shall amend and supplement the covenants and agreements of this Security Instrument as ifthe rider(s) <br />were a part of this Security Instrument. <br /> <br />[Check applicable box(es)]. <br /> <br />D Condominium Rider D Graduated Payment D Other [SpecifY] <br />o Planned Unit Development Rider 0 Growing Equity Rider <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any rider(s) executed by Borrower and recorded with it. <br /> <br />Witnesses: <br /> <br />~y~ <br />ower John V Ruhe <br /> <br />(Seal) <br /> <br />.~:7/~ <br /> <br />orrower Heathe M Ruhe <br /> <br />(Seal) <br /> <br />(Seal) <br /> <br />Borrower <br /> <br />(Seal) <br /> <br />Borrower <br /> <br />[Space Below This Line For Acknowledgment] <br /> <br />STATE OF Nebraska <br /> <br />) <br />) ss: <br />) <br /> <br />COUNTY OF Hall <br /> <br />The foregoing instrument was acknowledged before me this 9th <br />2008 ,by John V Ruhe and Heather M Ruhe, husband and wife <br /> <br />day of <br /> <br />May <br /> <br />Witness my hand and official seal. <br /> <br />My Commission Expires: 07/30/2010 <br /> <br />GENERAL NOT MY . Slate of Nebraska <br />ROBERTA L. REED <br />My Comm. Exp. July 30. 2010 <br /> <br /> <br />~~jt;,f · 6~gj-- <br />N_ Pu je Roberta L Reed . <br /> <br />16256.CV (11/07) <br /> <br />901772 <br /> <br />Page 5 of5 <br /> <br />GOTO(00082814) <br />