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;tIO m 'TI c: ~~~ nCA ,.;::E: 2E ~::z: ;'ll; N is Gi CO is W <0 .p.. .p.. ------:-'Pllase return'to: Thomas 1. Holth~s, Esq. 2141 5th Avenue San Diego, CA 9210 1 Loan No: 38412425 File No. NE-08-133923-DL NOTICE OF DEFAULT TO WHOM IT MAY CONCERN: Notice is hereby given that Tammy J. Heaton, Trustor under a Deed of Trust recorded in the office of the Register of Deed of HALL, Nebraska, on 3/8/2004 as instrument no. 0200402180 in Book xxx at Page xxx of the Mortgage Records, which Deed of Trust conveyed the following described real property, to wit: 227 South Pine Street Grand Island, NE 68801 The South Forty Five (45) feet of Lot Four (4), in Block One (1), Heyde's Addition to Grand Island, Hall County, Nebraska. Has breached an obligation for which said trust property was conveyed as security and is in default under the terms of the Deed of Trust. The nature of such breach is as follows: Installment of principal and interest plus impounds and / or advances which became due on 4/1/2007 plus amounts that are due or may become due for the following: late charges, delinquent property taxes, insurance premiums, advances made on senior liens, taxes and/or insurance, trustees fees, and any attorney fees and court costs arising from or associated with beneficiaries effort to protect and preserve its security must be cured as a condition of reinstatement. The above debt will be assumed valid unless you notifY the undersigned in writing that you dispute the debt or any portion thereof within thirty (30) days from your receipt of this notice. If you notifY the undersigned in writing within this time period, we will mail you a verification of the debt. In addition, if the original creditor is different from the above named creditor, the name and address of the original creditor will be provided to you if you request this infoonation in writing foon the undersigned within thirty (30) days from your receipt of this notice. Despite the thirty (30) day period mentioned above, we are authorized to continue this collection action.