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<br />200509546 <br /> <br />References are to the Internal Revenue Code as amended and in effect on the date of <br />issuance of bonds, the proceeds of which will be used to finance the Security Instrument <br />and are deemed to include the implementing regulations. <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and provisions in this Tax- <br />Exempt Financing Rider. <br /> <br />Borrower Name <br /> <br />Borrower Name <br /> <br />o VA MORTGAGE ADDENDUM ONLY <br /> <br />[Property Address] <br /> <br />If, so long as the Mortgage is outstanding, all or part of the property is sold or transferred by <br />Borrower without Lender's prior written consent, other than a transfer by devise, descent or by operation of <br />law, the Lender may, at Lender's option, declare all the sums secured by the Mortgage to be immediately <br />due and payable. <br /> <br />Borrower Name <br /> <br />Date <br /> <br />Borrower Name <br /> <br />IZl CONVENTIONAL MORTGAGE LOAN ADDENDUM ONLY <br /> <br />THIS TAX-EXEMPT FINANCING RIDER is made this 26th day of September. 2005 and is <br />incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of Trust or Security <br />Deed ("Security Instrument") of the same date given by the undersigned ("Borrower") to secure Borrower's <br />Note ("Note") to Five Points Bank <br /> <br />("Lender") of the same date and covering the property described in the Security Instrument and located at: <br /> <br />504 Alexandria St.. Cairo. NE 68824 <br /> <br />[Property Address] <br /> <br />In addition to the covenants and agreements made in the Security Instrument, Borrower and Lender <br />further covenant and agree to amend Paragraph 17 of the Uniform Mortgage Form, entitled "Transfer of <br />the Property as a Beneficial Interest in Borrower" as by adding additional grounds for acceleration as <br />follows: <br />Lender, or such of its successors or assigns as may by separate instrument assume responsibility <br />for assuring compliance by the Borrower with the provisions of this Tax-Exempt Financing Rider, may <br />require immediate payment in full of all sums secured by this Security Instrument if: <br /> <br />61 <br />