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<br />200803823 <br /> <br />DOC ID #: 00019195984504008 <br /> <br />I. CROSS-DEFAULT PROVISION. Borrower's default or breach under any note or <br />agreement in which Lender has an interest shall be a breach under the Security Instrument and Lender may <br />invoke any of the remedies permitted by the Security Instrument. <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this 1-4 Family Rider. <br /> <br />~ t[,~ <br />KIRK A. JENNEMAN <br /> <br />(Seal) <br />- Borrower <br /> <br />Gb~~~M,^'~a~ <br />DA JENNE ') <br /> <br />(Seal) <br />- Borrower <br /> <br />(Seal) <br />- Borrower <br /> <br />(Seal) <br />- Borrower <br /> <br />MULTISTATE 1-4 FAMILY RIDER--Fannie Mae1Freddie Mac UNIFORM INSTRUMENT <br /> <br />'-4 Family Rider <br />2057R-XX (09/07) <br /> <br />Page 3 of 3 <br /> <br />Form 3170 1/01 <br />