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<br /> 10 n ~ <br /> m ii ,~ <br /> "'" c=.::> nif> 0 m <br /> c: c::> <br /> Z n .:I: QC> 0-1 ~ <br /> n ..... c::l> <br />N ifi ~ c ;llll; ~$ ::D z-l N <br />is> !-!' -0 -1m 0 <br />S n CI) :::0 -<0 (g <br />co ~ :z: <;:> - W 0-" C> <br />is> ~ <br />W Cl 0 -"Z CO <br /> ~ ...., <br />(J) t\ :r.: 1"'1 Z <br />-...J 0 l>(D 0 <br />()1 l1\ fT\ l -U ,::0 ~ <br /> "., :::a w <br /> 0 ,t> <br /> 0 CJ!l (Jl en <br /> Co:) ;:><: c: <br /> l> -.,] ~ <br /> en -,......... <br /> en (f) c.n ~ <br /> (I) 25 <br />--.- <br /> <br />:.:- <br />= <br />;5 <br />::z: <br />~ <br />C') <br />rn <br />..... <br />=i <br />r- <br />,." <br />"" <br />", <br />:::CJ <br />< <br />n <br />rn <br />V>> <br /> <br />)/tJ,Sd <br /> <br />[Space Above This Line For Recording Datil] <br /> <br />Loan No: 450806051 <br /> <br />DEED OF TRUST <br /> <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18,20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated April 24, 2008 <br />together with all Riders to this document. <br />(B) "Borrower" is <br />Stefan D. Garland and Pamela J. Garland, Husband and Wife <br /> <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br /> <br />Lender is a Nebraska Corporation <br />organized and existing under the laws of <br />Lender's address is 2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is <br />Central National Bank <br /> <br />State of Nebraska <br /> <br />(E) "Note" means the promissory note signed by Borrower and dated April 24, 2008 <br />The Note states that Borrower owes Lender <br />FortyEight Thousand DOLLARS and Zero CENTS <br />Dollars (U.S. $ 48,000.00 ) plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than May 1, 2023 <br /> <br />NEBRASKA. Single Family. Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 <br />Laser Forms Inc. (BOO) 446-3555 <br />LFI #FNMA3028 4102 Page 1 of 13 Initials: <br />