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<br />200803668 <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br /> <br />Witnesses: <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br /> <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />cr:a-6A(NE) (0407).01 <br /> <br />~"P:J ALP <br />J PAUL THOMAS <br /> <br />,/) <br />/:;(';;.J} 4'~ (Seal) <br /> <br />-Borrower <br /> <br />~~.~ <br />SALLY S THO - <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />Page 14 of 15 <br /> <br />Form 3028 1101 <br />