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N is is <Xl is W 0) W N ,~ ~~~ ~:~'~ ~~~ ~^~ fl ~'.l~ ~ C) ~. ~ .,,: m; ~- ~. .c::: ~~ (-' ~ ",r-o (') I State of Nebraska It ;0 0 n e m :J:: ):10 ""n c: m ~ n Z n :::J: :I: E 0 ~ m ~ n 'IIIl: :c ~ ~ o (J'J <.:::::> co 0 -I cl> :D ;z: --I -0 --1m :::0 -<0 W 0"'" 0 ..." Z :I: fTl ::n l> ro :3 r ::0 r l> (fl <.D ;:><: l> N .................... ...c (1'1 eft m 2 Orrl ...,., :0 m 00 06) OOz c::> ~' We enS: m w~ 1"\)2 o "?tJ,50 Space~bove This Line For Recording Data REAL ESTATE DEED OF TRUST (With Future Advance Clause) o Construction Security Agreement o Master form recorded by............................. 1. DATE AND PARTIES. The date of this Deed of Trust (Security Instrument) is . 9HH~.~~................................. The parties and their addresses are: '---------- ~~ ""T1 ~r TRUSTOR: MICHAEL A. VANICEK AND RHDNDA D. VANICEK, HUSBAND AND WIFE 1830 HOWARD CT GRAND ISLAND, NE 68803 o If checked, refer to the attached Addendum incorporated herein, for additional Trustors, their signatures and acknowledgments. TRUSTEE: BANK OF DONIPHAN POBOX 270 DONIPHAN, NE 68832 BENEFICIARY: BANK Of DONIPHAN ORGANIZED AND EXISTING UNDER THE lAWS OF THE STATE OF NEBRASKA POBOX 270 DONIPHAN, NE 68832.0270 2. CONVEYANCE. For good and valuable consideration, the receipt and sufficiency of which is acknowledged, and to secure the Secured Debt (defined below) and Trustor's performance under this Security Instrument, Trustor irrevocably grants, conveys and sells to Trustee, in trust for the benefit of Beneficiary, with power of sale, the following described property: LOT 3, IMPERIAL VILLAGE SEVENTH SUBDIVISION TO THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA The property is located in .~~.L.L............................................................... at . ~~~.~ ~.~~~~.~ ~.~............................ (County) .......... . ............... .. . ...... . . . . . ...... ...... . . . ....., . ~!t.~~p. !~~~.~9....... .......... .. ... .. . ..........., Nebraska . ~.~~9~.. . . . . .......... (Address) (City) (ZIP Code) Together with all rights, easements, appurtenances, royalties, mineral rights, oil and gas rights, all water and riparian rights, ditches, and water stock and all existing and future improvements, structures, fiXtures, and replacements -mar-may- now, or at any time in the future, be part of the real estate described above (all referred to as "Property"). 3. MAXIMUM OBLIGATION LIMIT. The total principal amount secured by this Security Instrument at anyone time shall not exceed $ .~~!~~~:~~......................................... . This limitation of amount does not include interest and other fees and charges validly made pursuant to this Security Instrument. Also, this limitation does not apply to advances made under the terms of this Security Instrument to protect Beneficiary's security and to perform any of the covenants contained in this Security Im;trument. 4. SECURED DEBT AND FUTURE ADVANCES. The term "Secured Debt" is defined as follows: A. Debt incurred under the terms of all promissory note(s), contract(s), guaranty(ies) or other evidence of debt described below and all their extensions, renewals, modifications or substitutions. (You must specifical~y identify the debt(s) secured and you should include the final maturity date of such debt(s).) HOME EQUITY LINE OF CREDIT AGREEMENT DATED 4.22-08 AND MATURING 4.22.13 NEBRASKA - HOME EQUITY LINE OF CREDIT DEED OF TRUST (NOT FOR FNMA. FHLMC. FHA OR VA USE) ~ @ 1994 Banke,s Svstems. Ino.. St. Cloud, MN Form OCP-REDT-NE 5/10/2005 /page 1 of 4)