|
F
<br />-- 001195
<br />ADDITIONAL TERMS
<br />:� !. IM,
<br />V
<br />PREPAYM ANb ACCRUAL OF THE FINANCE CHARGE: Even though 1 do not have to pay mote then there lar scheduled monthly payment, ihave the
<br />right to prepayy the whole amount awing Wy oat in full at any time or is part from time to tune. If the lending institution or (tank that buys my contract computes the finance
<br />charge daily, i Mow my finance charge wiR be less if I make an early payment, and it will be higher if i ay late; I also recognize that V tueceasary ad'usantnt to my trial
<br />gnaaaecharge will be infected in my final bill: I also know that the amounts shown on the reverse side for the Finance Charge, Total of .'aytnents, �VT' Silt Price
<br />are etimate bred on the assumption that you will receive each of the payments exactly on its due date; and I know that there will be no refund if I prepay because then
<br />is nothing to refund if I um charged on a daily basis. If the lending institution or bank does stet compule the finance charge daily, and if I prepay the wiwla amount you
<br />will refund to me the untanned portion of the finance charge (interest) by the accounting procedure Too the actuarial method• and the amount of my rebus will be
<br />figtiuM on the scheduled date and arttoums of my morntly payment and not on the actual dates and amounts of the prepayments slut I pay to you. I know that a refund
<br />IMPORTANT NOTICE ABOUT WARRANTIES:
<br />(b) I have read, in detail, the separate "LIMBED WARRANTY" which accompanies this contract. It explains the conditions and cacumstanaa in which thorium,
<br />alwauged products will be repaired ormplaced. I take notice of the limitations on the warranty, and f particularly recognize that any implied warranty which applies to the
<br />goods lasts only as long as the warranty or service contract.
<br />SPECIAL-ORDER GOODS: I know that you have measured my louse ,nd its openings so that you can make the products to fit my particular house. I take notice that the
<br />goods that am manufacmnd for my specific house probably will act fit any other houses, and under such conditions, I know that I cannot cancel this contract at any time
<br />after the period of time given to me, by law, in which to cancel. After that legal period of time, I know that I have the obligation to pay you in full the amount owed.
<br />OBLIGATIONS PERTAINING TO MY REAL ESTATE: 1. I promise to keep my boost in good repair and m keep it insured for at least 8496 of its repkicemaat value
<br />by buying a fits and extended coverage imuraace policy. T/e insurance _otrmaay must be ed by you, and the policy moat have a lxrafrciary cltuisa which stye that
<br />you are to be paid if there is a lass. The insurance cotnpany must agree that ii wvl nut cmcel ray policy wutheut first tilling you, I authorize tht insarana esy m pa�v
<br />you directly for asy lass. You can chums m use this imtteaxt payaxm m either repay say emnuats I awe you or to repair my horse. 2. I also proalae that p air rot allow
<br />mytnue else m plans arty liens oa my real sews withod year wrtttm pertnission. 3. I promice to pay all s assesmtnts sad otlar charges an my real estate when dos.
<br />4. I promise n ions snake ail pa}vrerits on my pntr roans secured try my real etsx. [ aieo promise that(wiD sot extend, anew or chsngt prsar loans without your wtittrn
<br />permtsstan. 5. If 1 do tin! iasnm my boost or fulfill my other obligations to my real Stan, then you can ofa it fat• me if you wa.•ut (butt you d0 nut hove tit). Ryon oiC pay any
<br />of these obligations for agrec n pay you back on demand plus interest at the highest lawful contract rate of in[srest. Unti I pay you back, these amounts will be eddtd
<br />o or debt m you which is secured by my real estate and house. I know Chas if you decide n buy insurance for rot that you der nut have to obtain any homeowner or liability
<br />insurance. -
<br />SAI OFMY HOUSE: I promise notto sell, lease or give my house to anyone until I have fully repaid my debt to you.
<br />DEFAULT:I will be in default uriderthis contract if:
<br />L I don't make a payment when due; or
<br />2. 1 break any promise I made to you in this contract; or
<br />3. Something else happens which causes you to believe in good faith that I do not intend to pay you as promised; or
<br />4. 1 default on any obligations for which I am using r.,; home as collateral; or
<br />5. Something happens to my house which threatens your rights, if any, in it.
<br />IF I AM IN DEFAULT: I understand that you have the right to foreclose the Mortgage I have given to you and have my house sold to repay any amounts I owe you if I
<br />am in default under this contract. Before my house is sold, you will do everything that the law require. If you hire an attorney to assist you to sell my house, a, to sue me,
<br />or, to protect yyour rights, I agree to pay you for your reasonable attorneys' fees and for other related expenses such as court costs, tide searches and money you expended
<br />to protect my berries, ifyou are allowed to collect such amounts by law.
<br />OTHER RIGHTS: Wecan choose not to enforce any of the rights L jar this contract as often as we wan: without losing them. Or, we can delay enforcing any of the rights
<br />without losing them. We can also use any rights row min the future given �sbylaw.
<br />DELAYS: i know that you will use your best efforts to install the products I am purchasing on my house, but I also understand that' some situations you ma eacamter
<br />delays that are caused by strikes, weather conditions. delays you have in obtaining materials, or for other reasons that an beyond your cont sI I untderatsnd that you will
<br />not beliableforsuchdelays.
<br />ARBITRATION: If I have a dispute or claim with you concerning the quantity, quality or performance of the products, I understand that my dispute tiny be submitted to
<br />and setikaf according to the mediation- arbitrawn program that may have developed in my community. I also know that any decision mute by an arbitrator(,) would be en-
<br />teredin the court havmgjurisdictioa ova me and you.
<br />SALVAGE VALUE. I know that the winnows, woodwork, and ether materials that have to be removed by you for this installation have NO salvage value. When you re-
<br />move them, you can have them for whatever purpose you want.
<br />°"°ra^IAI. SITUA' IGNS: M—. to me uniquere" Of sots of -1,:.,nw'ts� •�Y•�y� III l u.�...,o.,,'' th-:• in ar..:..::1 sitcetians that yattt Ire m:° t',f°f..ce y (taw. !a rev
<br />and accept this contract. I also uadentand that this sale occurred tot} ronoC atllLit you and I may trot have bad ail the correct tnftrmahon important to this transaction
<br />at our fingertips :I give you my consent to coned any obvious etyma the may have occurred when the blanks in this contract were completed.
<br />INVALID PROVISIONS: If any provision of this contract violates th- law and is unenforceable, the test of the contract will be valid. If my part of this contract requires
<br />payment of more interest than the law permits, then you will only have the right to collect from rn the crnoum of interest which the law allows you to collect.
<br />COM IMMESSOFTHISCONTRACT: Thiscontractcantnl ybechangedifbothyouaudiagreeinwriting.
<br />
|