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<br />N <br />IS <br />IS <br />0:> <br />S <br />W <br />CJ'1 <br />CJ'1 <br />m <br /> <br />" <br />,.. <br />l: <br />! <br /> <br />Return To: <br />Home Federal Savings and <br />221 South Locust St <br />Grand Island, NE 68801 <br />Prepared By: <br />Home Fedara~ Savings and <br />221 South Locust st <br />Grand Is~and, NE 68801 <br /> <br />DEFINITIONS <br /> <br />JO <br />m <br />"'" <br />c: <br />Qn6 <br />111 )> ~ <br />nc:n <br />:lI'C::C <br /> <br />~~\' <br /> <br /> <br />"- <br />--~. <br />~~' <br /> <br />"TJ <br /> <br />o ~ <br />f'"Tl t~ <br />1'l1 <br />o <br />en <br /> <br />Loan Association of Grand Island <br /> <br />f"':' m <br />C"..:_..., 0(f) C)~ <br /><.:= <br />eo 0--1 <br />::0 C:l> ~:JJ <br />1:1 ::z-j <br />-f1"Tl m <br />:::0 00 <br />N -<0 > <br />OJ o ..., C) en <br /> ""'2:: OJ Z <br /> :::r: fTl ~ <br />-0 )> co C) <br />:3 r- ::0 <br /> r'":t>- W C <br />W (f) :s:. <br /> ^ en m <br />en l> c.n Z <br />,-,""",--,, -f <br />CD (J) :z <br /> (J) en 0 <br /> <br />cA <br />~. <br />\:~ <br /> <br />[Space Above This Line For Recording Data] <br /> <br />Borrower is the trustor under this Security Instrument. <br /> <br />Loan Association of Grand Is~and <br /> <br />DEED OF TRUST <br /> <br />NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />S-6INEI (04071,02 <br />@ <br /> <br />Page 1 of 1 5 <br /> <br />Initials: .4-t el' P P <br /> <br />',..1 ~ .'.., <br /> <br />:: ') . t '. <br />,", , ! <br /> <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3. 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are <br />also provided in Section 16. <br /> <br />(A) "Security Instrument" means this document, which is dated Apri~ 24 f 2008 <br />together with all Riders to this document. <br />(B) "Borrower" is MICHAEL A PANOWICZ and PATRICIA M PANOWICZ, HUSBAND AND <br />WIFE <br /> <br />VMP Mortgage SOlutions, Inc, <br /> <br />Form 3028 1/01 <br />