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<br />N <br />is <br />S <br />(Xl <br />is <br />(;.) <br />N <br />Q) <br />CO <br /> <br />p <br />:- <br />~ <br />_II, <br /> <br />:n <br />-0 <br />::0 <br />~ <br />co <br /> <br />Q~~ <br />m C.A <br />0% <br />~ <br /> <br />,I ,; I '~' ;', ( <br /> <br />~ <br />"" <br />c: <br />'"' z <br />~E~ <br />Qx <br /> <br />.-....:> <br /><::.:> <br /><:= <br />0:;> <br /> <br />o (f) <br />O.-..j <br />c:l> <br />::z:.-..j <br />-ifTl <br />-<0 <br />0'" <br />"'z <br />::c f"11 <br />l>CU <br />. :;:0 <br />.> <br />(f) <br />^ <br />l> <br />----- <br /> <br />(~ <br />6' <br />t;] <br />, <br /> <br />~ <br />~ ~' <br />~~ <br />-., <br /> <br />~ ~ <br />~ l <br /> <br />W <br />N <br />.J:. <br /> <br />-u <br />::3 <br /> <br />----After Recording Return To: <br />HERITAGE BANK <br />800 WEST 3RD <br />HASTINGS, NEBRASKA 68901 <br />Loan Number: 08-0488 <br /> <br />(f) <br />en <br /> <br />[Space Above This Line For Recording Data] <br /> <br />DEED OF TRUST <br /> <br />DEFINITIONS <br /> <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br /> <br />(A) "Security Iustrumeut" means this document, which is dated APRIL 18, 2008 <br />with all Riders to this document. <br />(B) "Borrower" is CATHRINE B. MINTON A SINGLE WOMAN <br /> <br />, together <br /> <br />Borrower is the trustor under this Security Instrument. <br />(C) "Leuder" is HERITAGE BANK <br /> <br />Lender is a NEBRASKA BANKING CORPORATION organized <br />and existing under the laws of NEBRASKA <br />Lender's address is 800 WEST 3RD, HASTINGS, NEBRASKA 68901 <br /> <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee"isTIERONE BANK, 1235 N STREET, LINCOLN, NE 68508 <br /> <br />(E) "Note" means the promissory note signed by Borrower and dated APRIL 18, 2008 <br />The Note states that Borrower owes Lender FIFTY-FIVE THOUSAND AND 00/100 <br />Dollars (U.S. $ 55,000.00 ) <br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later <br />than MAY 1, 2038 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. " <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are <br />to be executed by Borrower [check box as applicable]: <br /> <br />o Adjustable Rate Rider <br />o Balloon Rider <br />D 1-4 Family Rider <br />D Condominium Rider <br /> <br />D Planned Unit Development Rider <br />D Biweekly Payment Rider <br />D Second Home Rider <br />D Other(s) [specify] <br /> <br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial <br />opinions. <br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges <br />that are imposed on Borrower or the Property by a condominium association, homeowners association or similar <br />organization. <br /> <br />~ <br /> <br />NEBRASKA--Single FamilynFannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 Page 1 of 11 <br /> <br />DocMagic ~ 800-649-1362 <br />www.docmagic.com <br /> <br />Ne3028.dol.xml <br /> <br />o <br />l"'\,) <br />a <br />C) <br />co <br />o <br />W <br />N <br />en <br />co <br /> <br />~ <br />{g <br />6; <br />Z <br />~ <br />~ <br />3: <br />m <br />~ <br />2 <br />o <br /> <br />~ <br />~. <br />Q <br />o <br />~ <br />