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<br />200803015 <br /> <br />To the extent permitted by applicable law, Lender may charge a reasonable fee as a condition to <br />Lender's consent to the loan assumption. Lender also may require the transferee to sign an assumption <br />agreement that is acceptable to Lender and that obligates the transferee to keep all the promises and <br />agreements made in the Note and in this Security Instrument. Borrower will continue to be obligated under <br />the Note and this Security Instrument unless Lender releases Borrower in writing. <br />If Lender exercises the option to require immediate payment in full, Lender shall give Borrower <br />notice of acceleration. The notice shall provide a period of not less than 30 days from the date the notice is <br />delivered or mailed within which Borrower must pay all sums secured by this Security Instrument. If <br />Borrower fails to pay these sums prior to the expiration of this period, Lender may invoke any remedies <br />permitted by this Security Instrument without further notice or demand on Borrower. <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Adjustable Rate Rider. <br /> <br /> <br />~~~JcJUh1 (Seal) <br /> <br />CIS G SCHAAF -Borrower <br /> <br />{1J2<..'2iz-:y!'-cCj <br /> <br /> <br />,-, <br /> <br /> (Seal) (Seal) <br /> -Borrower -Borrower <br /> (Seal) (Seal ) <br /> -Borrower -Borrower <br /> (Seal ) (Seal ) <br /> -Borrower -Borrower <br />G-899U (9705).01 Page 4 of 4 <br />(p) <br /> <br />" <br />