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<br /> <br /> <br />Words used in multiple sections of tbis document are defined below and otber words are defined in Sections 3, 11, 13, 18, 20 <br />and 21. Certain rules regarding tbe usage of words used in tbis document are also provided in Section 16. <br />(A) "Security Instrument" means tbis document, which is dated ........................O~:O~:7P.q~............................., together <br />with all Riders to tbis document. <br />(B) "Borrower" is .J.Q~N p..w.~aS.MI.Q.lISA ~,.wF.B.a,.~.~$~A~P."NO.WJFF................................................................ ............... <br /> <br />Borrower is tbe trustor under this Security Instrument. <br />(C) "Lender" is .IWN~.~ .C.QVNTY.~~N~.............................................................................................................. . <br />Lender is a .GOR~QRATlQt.I........................................................................................... organized and existing under <br />the laws of .THUHJ.E. Pf NURA$~A........................................ . Lender's address is . .1.Q~ Nl)flJ~.$MI.1:~, p, .q.. ~.Q~.14~, .~~~F.~4W,... <br /> <br />N~. ~.8.Q~9....................................................................................................................... ........................ <br /> <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is fJ~~.~ N~nPN~k~~N~.Qf.QM~~A. J~.4Q.IJY~~~.Q9p.GPm~~T. P.~A~~J.~~. .6.~1l)?.................................................... <br />(E) "Note" means the promissory note signed by Borrower and dated P.4-P.H.QQ~.................................................... . The <br />Note states that Borrower owes Lender D.NUJUNORE.O .~lll~TY. FlVU~P.WSAND.!'\NOJ,JPJJP.Q. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ...... . . . <br />.................................................. Dollars (U.S. $ .1.~?IQl)P,l)P.......................) plus interest. Borrower has promised to <br />pay this debt in regular Periodic Payments and to pay the debt in full not later than ..................... D.5:D.l:2D.2L . . . .... . . . . . . . . . ... <br /> <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. " <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, <br />and all sums due under this Security Instrument, plus interest. <br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be <br />executed by Borrower [check box as applicable]: <br />o Adjustable Rate Rider 0 Condominium Rider <br />o Balloon Rider 0 Planned U nit Development Rider <br />o 1-4 Family Rider 0 Biweekly Payment Rider <br />(I) "Applicable Law" means all controlling applicable federal, slate and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealahle judicial opinions. <br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are <br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. <br />(K) "Electronic Funds Transfer" means any transfer of funds. other than a transaction originated by check, draft, or similar <br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as 10 <br />order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, hut is not limited to, <br />point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated <br />clearinghouse transfers. <br />(L) "Escrow Items" means those items that are described in Section 3. <br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid hy any third party <br />(other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the <br />Property; (H) condemnation or other taking of all or any part of the Property; (Hi) conveyance in lieu of condemnation; or (iv) <br />misrepresentations of, or omissions as to, the value and/or condition of the Property. <br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan. <br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any <br />amounts under Section 3 of this Security Instrument. <br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 V.S.C. ~2601 et seq.) and its implementing regulation. <br />Regulation X (24 C.F.R. Part 35(0), as they might be amellded from time to time, or any additional or successor legislation or <br />regulation that governs the same subject matter. As used in this Security Instrument, "RESP A" refers to all requirements and <br />restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally <br />related mortgage loan" under RESPA. <br />(Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has <br />assumed Borrower's obligations under the Note and/or this Security Instrument. <br /> <br />o Second Home Rider <br />o Other(s) [specify] ....................... <br /> <br />Form 3028 1101 <br /> <br />NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Sank." Sy.t.rn., Ino" St. Cloud. MN Form MD-l-NE 8/17/2000 <br />r.f: 1/2001 (page] of 7 pages) <br /> <br />sr&J k 1111111~11~~,WI.~~111111 <br />