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200802938 (e) "Lender" is 'tieJ:One Sank Lender is a savings Bank 011arUzed and e)tisting under the laws of UNInD STATES Of' AMBEUCA Lender's address is 1235 1'1 STUE~ x.,mcOLN 1m 68509- Lender is the beneficiary und.er this Security InstrUment. (D) "Trustee" is Tier<>ne Bank (E) "Note" ttteanS the promissory note signed 'by Borrower and. d.ated April 07, 2008 The Note states that :Borrower owes Lender on HONDRED THI.RTY THREE rHOUSNlD JilIGB!r llUNDRED FOIlTY AND 00/100 Dollars (U.S. S 133,840.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than May 1, 2039 (F) "Property" means the property that is described below under the heading "transfer of Rights in the Property. " (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under Ibis Security Instrument, plUS interest. (H) "Riden" means all Riders to this Security .lnsmunent that are executed by Bonower. The following Riders are to be executed by Borrower [check box as applicable]: D Adjustable Rate Rider ~ CondoIllinium. Rider D Second Home Rider D Balloon Rider Planned Unit Oevelopmem Rider 8 1-4 Family Rider o VA Rider Biweekly Payment Rider Other(s) [specify} (I) "Applicable Law" means all controlling applicable federal, state and local staNtelI, regulations, ordinances and administrative roles and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions. (J) "Community Assodation Dues, ii'ea, and Asscssments" means all dues, fees, assessments lInd other charges thaI are imposed on Borrower or the Property by a condominium association, homeowners association or similar orianizadon. (K) "EJedroDic Fundll Transfer" means any transfer of funds, other than a l.ransaction originated by check, draft, or similar paper instruInent, which is initiated throu~ an electronic terminal, telephonic instrument, computer, or mapetic tape so as to order, instruct, Of authorize a (mandal institution to debit or credit an accoum. Such teIDl includes, but is not limited to, point-of-sale transfers, automated teller machine transactions, traIlsfers initiated by telephone, wire transfers, and automated clearinghouse transfers. (1.) "Escrow Items" meaDS those items that are descn'bed in Section 3. (M) "Misc:ellaneous Proeeeds" me3l1S any compensation, settlemeJJt, award of damages, or proceeds paid by any third party (other than insurance proceeds paid undeJ" the coverages described in Sectiort S) for: (i) damage to, or destruction of, the Property; (ii) cond.ettlJlation or other taking of all or any part of the Property; (ill) CODveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the val\1C and/or condition of the Property. (N) "Mortgage InslU"8Dce" means insurance protecting Lender against the nonpayment of, or default on. the Loan. 0110290022 tnhl.ts: ~ r /II R form 3028 1/01 CIt-8(NIII0407l.o2 ....a. 2 01 1Ii y;;z