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<br />(Space Above Thi s Line For Recording Data)
<br />
<br />LOAN NUMBER: 0160279510
<br />
<br />DEED OF TRUST
<br />
<br />THIS DEED OF TRUST ("Security Instrument") is made on April 2, 2008. The grantor is JOSEPH N RIVERA,
<br />whose address is 3304 SHAWNEE CT, Grand Island, Nebraska 68803 ; and STELLA RIVERA, HUSBAND
<br />AND WIFE, whose address is 3304 SHAWNEE CT, Grand Island, Nebraska 68803 ("Borrower"). Borrower is
<br />not necessari Iy the same as the Person or Persons who sign the Note. The obligations of Borrowers who did not
<br />sign the Note arc explained further in the section titled Successors and Assigns Bound; Joint and Several
<br />Liability; Accommodation Signers. The trustee is TierOne Bank whose address is 1235 'N' St / P.O. Box 83009,
<br />Lincoln, Nebraska 68501 . ("Trustee"). The beneficiary is TierOne Bank, which is organized and existing under
<br />the laws of the United States of America and whose address is 1235 'N' 8t / PO Box 83009, Lincoln, Nebraska
<br />68501 ("Lender"). JOSEPH N RIVERA and STELLA RIVERA owe Lender the principal sum of Thirty-nine
<br />Thousand Nine Hundred Forty and 50/100 Dollars (U.S. $39,940.50), which is evidenced by the note, consumer
<br />loan agreement, or similar writing dated the same date as this Security Instrument (the "Note"), which provides for
<br />periodic payments ("Periodic Payments"), with the full debt, ifnot paid earlier, due and payable on April 15, 2013.
<br />This Security Instrumt:nt st:cures to Lender: (a) the repayment ofthe debt evidenced by the Note, with interest, and
<br />all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced
<br />to protect the security of this Security Instrument under the provisions of the section titled Protection of Lender's
<br />Rights in the Property; and (c) the performancc of Borrower's covenants and agreements under this Security
<br />Instrument and the Note. For this purpose, Borrower, in consideration of the debt and the trust herein created,
<br />irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in
<br />the COUNTY of HALL, State of Nebraska:
<br />
<br />Address: 3311 8HA WNEE CT, Grand Island, Nebraska 68803
<br />Legal Description: LOT TEN (10), INDIANHEAD SECOND SUBDIVISION IN THE CITY OF
<br />GRAND ISLAND, HALL COUNTY, NEBRASKA
<br />Parcel ID/Sidwell Number: 400386364
<br />
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br />covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
<br />"Property. "
<br />
<br />BORROWER COVENANTS that Borrower is lawfully seised oftht: estate hereby conveyed and has the right to
<br />grant and convey the Property and that the Property is unencumbered, except for encumbrances of record.
<br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br />any cncumbrances ofrt:cord.
<br />
<br />Borrower and undcr covenant and agrt:c as follows:
<br />
<br />(<) 2004.2007 ("'py'ight Compliance System" Inc. ~C<)C-E622 - 2007.01.201
<br />Consumer Real Estate - Sl:curity Instrunrnt DL2036
<br />
<br />Pag< lof8
<br />
<br />www.complianct=syste-rns.com
<br />~00-<J68-8522. Fax 616.<)56-1868
<br />
<br />t.jC' S-t)
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