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<br />200802852 <br /> <br />WHEN RECORDED MAIL TO: <br />Equitable Bank <br />South Locust Branch <br />3012 S Locust St <br />PO Box 160 <br />Grand Island. NE 68802-0160 <br /> <br />FOR RECORDER'S USE ONLY <br /> <br />WAIVER OF HOMESTEAD <br />Executed pursuant to Section 4(3)(a) and (b) of the <br />Farm Homestead Protection Act <br /> <br />GRANTOR: Kirby Kay Smith <br />LENDER: Equitable Bank <br />LENDER'S ADDRESS: South Locust Branch. 3012 S Locust St. PO Box 160. Grand Island. NE 68802-0160 <br />PROPERTY LEGAL DESCRIPTION: Located in Hall County, State of Nebraska: <br />See Exhibit A & Exhibit B. which is attached to this Document and made a part of this Document as if fully set forth herein. <br />The Raal Property or its address is commonly known as 3493 W GUENTHER RD, GRAND ISLAND. NE 688039124. The Real Property <br />tax identification number is 400217376 & 400389657. <br /> <br />Undersigned understands that Undersigned have the right to make a designation of homestead in the Deed of Trust and that the execution <br />of this Document constitutes the waiver of rights otherwise available for the purpose of affording Undersigned the opportunity to retain <br />Undersigned's homestead in the event of a default upon the Deed of Trust. <br /> <br />Further. Undersigned acknowledges that Undersigned has had an opportunity to read the proposed Deed of Trust and that Undersigned is <br />signing this Document first before signing the Deed of Trust. <br /> <br />THE UNDERSIGNED ACKNOWLEDGES HAVING READ ALL THE PROVISIONS OF THIS FARM HOMESTEAD PROTECTION ACT <br />DOCUMENT. THIS DOCUMENT IS EXECUTED ON APRIL 3, 2008. <br /> <br />:RANTORO ~ sA- <br />.-Z':tL'h <br /> <br />INDIVIDUAL ACKNOWLEDGMENT <br /> <br />STATE OF Nebt'7J5ka <br /> <br />COUNTY OF <br /> <br />~all <br /> <br />I SS <br />I <br /> <br />On this day before me, the undersigned Notary Public, personally appeared Kirby Kay Smith, a single person, to me known to be the <br />individual described in and who executed the Farm Homestead Protection Act Document, and acknowledged that he or she signed the <br />Document as his or her free and voluntary act and deed. for the uses and purposes therein mentioned. <br /> <br />Given under my hand and official seal this 3 (,-( day of ~pl " I <br /> <br />By :D~~ <br /> <br />.20 OS' <br /> <br /> <br />GENERAL NOTARY - State of Nebraska <br />DAVID RICHARDSON <br />My Comm. Exp. April 27, 2008 <br /> <br />Notary Public in and for the State of Nel Y(jK' ") <br />Residing at ;2()) /=:- 4_fl.J 10'1 ~ &!.--CI.-uJ L/a...J NI:;: &10/ <br />My commission expires 1-~7 -OltJoJ <br /> <br />LASER PRO Lending. Ver. 5.40.00.003 Copr. Harland Financial Solutions, Inc. 1997, 2008. <br />F:\CFI\LPL\GOOH.FC TR-2907 PR-21 <br /> <br />All Rights Reserved. <br /> <br />- NE <br />