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<br />84...... 0068:38
<br />ADJU8'tAllLEItATE RIDER
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<br />THlSADlUSTAJlUUtATEIUDERlsmadedais 24th. dayef
<br />IlIiCiI is ..,.....1IIto and sbaIIlleclRmedto___ suppl__ the ~DlIId ofTrustni.f~~
<br />hoat. ....) ofdtc___ __bythelmdeulaad (tIte'.........ltoscc:ure Bmirowcr's ~~~..,.,
<br />_._.. lOM ....TION'OIf _~',fltI8nMKA (tIte..~ '
<br />and coverin& thepro,my ~ in tbcScc:wity llIstruIBent and I<<ated at:
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<br />218 Illest 11th Street. Grllfld ISland. Nebra5l<a
<br />(Propcrty~)
<br />ne N.- ___ jW6,IiIhu .................. fa .... ...... ..... ............
<br />---..... Ih..___',....,...,...... ........................... J .1 JiM
<br />....___"II~,.,.......Ioww.
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<br />ADDITlONAL COVENANTS. In addition to tile c:ov..m and .-u made in the
<br />furttar c:ov..m and.... follows:
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<br />A. IN1'IilRIIn' RATE AND MONTHLY PAYMENT CHANGES
<br />l1Ie Note prcMdes for lIII iaitiaI intereIl rate of 11 .,.. Scc:tion 4 of the Note provides for c:baaps in the '-'ftIle
<br />~P4I~" follows:
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<br />.. lNTERESTRATEANDMONTHL Y PA )'MENTCHANGES
<br />(A) CIiIlIIIp 0IdII
<br />TheiftCcratrate I will P41Y may c:haII8c on tbe 1st day or February 19..JIL....
<br />on sWt day of the 11IOIlth every 12 months thercllftcr. ElIch date on which my jRlCftlt rate c:ouId cIwlac is &:lIInI a ''CIIBuIac DItc;..
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<br />IIcaimUIlI with the lint ChlIIlJc Date, my iRlCftlt rate will be bucd 0fI1UI "Index." Tbe Index is the wectly lI.VCI'ate yield OR llaited.....
<br />T~ scc:uritics adjuatod 10 a c:outlIDt matlIrity of nn'" years, lIS made aVllilable by the FcdcnaI Renne a.nt. l1Ie 1IllIIt
<br />~ Index fllWc available.. of 4S days before ClICh ChlIIlJc Dale Is c:dcd the "CIIrrnt Index."
<br />If the Index is no lonacr aVllilable. the Note HoIdcr will choose a new index which is bucd upon comparable informaticlll. The Note.HoldIr
<br />. 8ivc IIIIC notic:c of its clloic:c.
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<br />(C) C...... II n'~
<br />Worceach ChlIIlJc Dale. the Note HoWer willc:alculate my new interest rate by addina hln ;>nri nn",_h", 1 T pcra:atlIppoillils
<br />( :;1 c; "'l to the Current Index, and rounc1ins to the DCIlIfCSt 1/8.,.. Tbe sum will be my new interest rate. The miaimum interest fate
<br />on dais '- will be no _than q c; .,.. Tbe muimum interest rllte on tItis Ioaa will be no tnorI! than , u J;.l7C; .,..
<br />The Note Holder will then dctcnniRe the lIIIlOURt of the monthly paymenl that WOIIId be suffICient to repay in flll1 the priftcipall _
<br />expoc:tcd 10 owe on the C!lanse Dale in substantially equal payments by the maturity date at my new interest rate. The result of lkis calculation
<br />will be the new ~ of my lIlOnthly P41ymcnt.
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<br /><II) 1'AIcdge'" of a..a-
<br />My - imcrcst rate will *- effcc:tivc on each ChlIIlJc Date. I will P41Y the amount of my new monlhly P41yment bqjianiIlJ on the flm
<br />-wy payment date after the ChlIIlJc Dale Ulltil the lIIIlOURI of my montIIly paymenl cballJes apin.
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<br />(I>> NlIfkeel~
<br />l1Ie Note Holder will mail or ddj""IO me II notice before ClICh ChllllJCl Date. The notice will atlvi5e me of:
<br />(I) the _ interest rille on my Ioaa IUi of the ChlIIlJc Date;
<br />(ii) dtc amOlIat of my monthly pIIIymcnt foJlowin& the Cbanic Date;
<br />(iiil MY ~ mattm which the Note HoWer is required 10 disc:Iosc; IU1d
<br />(iv) the tide IIIJd ~ number of II pcnon woo wilI__lIlIY qUCltion I may bave reprdilll the notice.
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<br />.. QI~ IBN8
<br />~CoveIlIRl4oftheSoc:wicy I..--t is ~ to rGlIG lIS foJlows:
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<br />4. ~ ....... ilorr_ shlllJ P41yaAJ lUes, __ts, and other clJ&raes, fi_ and i~tions IItlributable to the PrOJlCfty whicll may
<br />"'lt~over tlUsSoc:wity IDstrwIIMt, and ~ pIII)'ImRIS of aroond rents, if lilY, in the __ provided I11Ider ~:I ~
<br />or, if not paid m sudI__. by ~ ~ P41ymcnt, when dlle, difllClly to lhe payce thereof. Borrower shlIIJ ~ fvt-msh to
<br />~ lIIJ ~ of ~ _ liacIat tlm ~, and in lhe fIVCIlt Borrower shlllJ make llIIyment ltim:tJ)'. Dorrowfi 8balI ~
<br />~ 10 ~ ~ lI\I~ 5llCh ~s. Borrow<< IhalI promptly disdIarae uy lien wllicll hu priority over 11m ~y
<br />.. Jill lilt; ~, ~ dat. not be ~ to ~IC lIIIY 5lM:h lien!lO IOIl(I M Borro_: (11) IhalIllSfIM II! wrilins 10 the pa)'11lent of
<br />- ~ -- ~ such !em in II rnannmr ~ 10 1.MMIl!f; (b) shlIIJ ia Iood faith 00fttCI5t 50011 lien ~, Of iklfmd .. _f~
<br />of sudllliIft ift, .. !lfilllll f TIA 'Ililicb ia the 0J'I!ial0n of I.eMcr operll~ 10 IlfIIVCIlt the enf__t of the lien or forfeiture of lhe 'Property or
<br />., ~ thereof; or {(1.) sIIBII_ from tIie IIoJdu of such Iicm 1m .- illll fm-m wuislK10ry to L~ 511~1l<<! slll.'ftlien 10 llUs
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<br />W ~ ~ lbaIlIIJ or uy ~ 01 the ProperlY 15 s\lllj<<1to II Motl ...1!1dI mIIY lItWll1! primity (W~ lhim Set.'\Ifily I~I. Leml<<
<br />.. 8ivc ~ II ~ idutl~iIIi IIIICIlIlCll!. Iorro_ !lll311 ~1I51y 51l<:h I*' Of tllke._ Of nl(>fe ..,. Ute 1ll.1ions iid 10000h allow ,,-illlin 10m
<br />_ofthc~ofthc~.
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<br />(;, NCnK'lI:
<br />~~C_ 14of!hc~i<<:~ 1M<<1_1'1t i~~ IQ r_1Ui it,IID"'I:
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<br />M. ~. ~ lor. uy _lllf f'.red 111_ ~ ~ i() be 1Il- m II_M. _f. {II) IUI)' nolK"I h' 80"",," 1>f<l.1dcd 101 ,n ltl..
<br />~ .r_ !IW he IIlY- ilIJI"~ 11M I:ly ~ H I>1r fiut <_ -.1 it> 0<_"'<0_; ,,1 Itwo Pr':>f:1<Iff y Add,t'.. ,,' 01 ,,,~h 01M. a<<tffill
<br />1IIh'f_ ~ ~ by ~iIt Il\J t~ IIIll"tl"iIMd~. Ml<il (llJ ~"Y nolll.-.: ,,, Lf". ,htil N Ilf'''''' II, """, ell... .ll&illt. I.~'.
<br />~. ~ M.. "f I" *""l'II'lMr l!iiWt.ltt I,~ -V ~ by flt>l"-W '" Ikl!WM.. a,. "''''ldedllm....'' Alll' ""IK~ 1",....<1<<1 f.., m '!Il'
<br />"'WII, 1.,_ ~ ~ ~ 'I> M"4r ~'I'l1t IIi I'l!!'Il.. Iilmm...", '" I.~ "hlm ~"~n In Itwo m;\\l1tlrllf d~ljllll"ll'll ht1'1 ~m
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