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<br />84 -006451
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<br />Loan No. "h.Ql.Q5~=J:::lIL_
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<br />ADJUSTABLE RATE WAN RIDER
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<br />NOTICE: THE SECURITY INSTRmBNT SECURES A NOTE WHICH CONTAINS
<br />A PROVISION ALLOWING FOR CHANGES IN THE IN'l"EREST RATE. IN-
<br />CREASES IN THE INTEREST RATE WILL RESTJLT IN mGmm PAYMENTS.
<br />DECREASES IN THE INTEREST RATE WiLL RESULT IN LOWER PAYMENTS.
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<br />Thi8 Rider i5 made thM! .J~.........,. day of 'h.....~Eh""'h""'___"" HL.~~,and is ~
<br />into and shaI.I. be deemed to llllllmd and ~ the Mortgage, Deed of Trust., 01' Deed to Secure Delat
<br />(the "Security Instrument") of the same date given by the UDdeniped (the ''l3Olit\l)~...?>) to seea. Bor-
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<br />rower's Note to ............... ~.. ....,... ....,.~. ............. .n........._____................' ...... ........... ............m...._m......_._.______..,..___...
<br />F.tr.~!...r.~~~J.~~.,.~~.!~!!i~_.._.~.~~,.~.C?~!1!..~.!:?<:~~.~.!~!!..~!...~~~.~.!~.?..~..IJ.~~.;,~..~~~~!..~~!!!.~~:__.
<br />(the "Lender") of the same date (the "Note") and CO\'tlring the property deIlt:ribml m the Secuzity Iast.m-
<br />meat and located at ,..6.ll.. ilenu.a....., ,.................................. .............Ald.....Jie.lu;.uU..~O'.........._........._..._
<br />Property Address
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<br />MODIFICATIONS. In addition to the covenants and agremnenta made iD the S--.t.,. IaRrto. IRt. B0r-
<br />rower and Lender further covenant and agree lUI follows:
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<br />1. INTEREST RATE .-\ND MONTHLY PAYMENT CHANGE DATES
<br />The Note hu an "InitialInterellt Rate" of .....!J~.~?g.... %
<br />T..t.......t ...... """"'1"'" '1".~ ........1.. ~ .....,"*. Ii." oJ FebrWlry 1.K
<br />1st day of .....................,..~.y.....m.............. ilL!!?. and OIl the 1st day of ..m.........~~~!:....._....._
<br />and on the lilt day of ............,...~.C?!~~~E................., 19..l!?., and OD tbo8e dUes of tbo8e
<br />year tbenafter, Bach .. OIl wbic:b the rate of iatenst may chaace wiD be
<br />Cbaqee in ~ and interest payments to adjust amorti:atWn of the JoE to
<br />interest rate cbanpe shaI.I. be made on the 1st day of
<br />date fi1I1fI!l'y..-:,~=:::~...__. year(s. thereatter. Eaeh date OD wbich the principal
<br />c:banp will be eaIed a "Payment CbImte Daw".
<br />
<br />%. INTDBST RATE CHANGES
<br />( A) ". IncJec
<br />~ .ith the .tiNt mte c:haup date. my iDtertIItt rate will be buecI on an --. The .........
<br />is, the: (c.bedt one box to indicate IndG)
<br />(1) 0 "Cootmd lD~ Rate, Pus.l UI of &....:.0_7 ~.... ~ ~. 4--
<br />an ~ Types of Leaders" puWi&hed by the ,.... Home u.a Bnk.......
<br />(Z) !Il~.~~J~~I... .~~!~.I~ ~ .1J~.~~...<?:!..~.~~.~ ."r~~!.~~ ;:1....~!~.~.~.~~~.,._........._...~..-.-_,_.~. Li:.;;,J~;;i
<br />ad jl.uIl:~~,.1;~...~ "1:~!:,'!lE.~!!.l:..~~~ r.~y.. ~.f}..1.,!!:~..p.~~.;.~.~~...~,...~~...~~~~.~,!,.~~. ..~:.:',.;.m...L.;...
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<br />." ... -.. ~~. '~.~~'.'~.' .~... -~.,. .~..~ .-~.. -...... .. . ... _.-. . .... H._..... ..... ,-.. ,_...... _....... .. .~. ..,. _. _....... ,_.. _ u.~... ._....P~.. u_......-O .__..~~... ..~~.~~...~....._"'~~..~~s ........_"'....__._
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<br />1'be moat rooeot lRdR fiIure aVlWable u of the dale 15 days bUn eac:b Rate CM&se JlMe,88d
<br />45 days behftt eac:b Paymet CllUp Date is aIDed the "CwftlBt IRdR". > ..... . . ;;
<br />If tile Indu is M lon8r ~... tbe Note HokilIr ..~. new IRdR 1iddt!Itit
<br />~le ~. The Noie Holder wiD p...... ~ of ti'da c::Iump..
<br />(II) ClIbdation of ~
<br />.... eac:b Rate Chenge Date or Payment CbImIe DMe the Note
<br />mWnilt rate by addinI .....flt?...... ~ poiDtli! (... ,z.4.5.Q.. %) to tht. Cumm lRd&
<br />of tJJis addition wi be ID}' new :inUnlit rate until the next Rate Chlmp DMe IN' p~ ~ DiIM.
<br />On 6lIK'b PllymtlBi C~ Date, the Note Holder will them. ~ the ~. of "1Il1.11~
<br />PII)'m.mt tbIt wm.JW be ~ to mpQ' .. ~ ~ ~ of mw 10M I,. eqJ W.__
<br />the ~ Champ DlIl,te m mil em the ~y date lilt mw MW ~.. ill UdU'l'~hl'''''F_
<br />--- 'I'M ~ 9f ~ ~,tWn wiH be the ~ of my MW ~_ ~ Pft7 .t__
<br />my MU l'a;.. I. C~ DIne.
<br />!~.M(lBn
<br />(1) CJ UtJJisl-il~.~.wmbeM:IM~_tOD~mh~...,
<br />or 00tm. 'I'M: ~ mw _ (:ait'1i&llted oodem- ~ 2 4, B) wiD be the new wmwi mWi.
<br />(2) f ~ b. . md_ thI in__ mlA.> trdlt 1 PIIY ~ _,~ __ ~, l)()
<br />11m ny' h~t ~ Date,
<br />If tm mhl IMt Ill@Y .U not ~~ ~ tI:um ) ,0
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<br />if tmII.~1mI ta .IIC:.... U:w in~ mi~ t~t I PII.y ldWl not U1C~ 100ft! tJNm
<br />11m M3I I\tte Chup DaM. .
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