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is ' A�il' DEED OF TRUST THIS DEED OF TRUST ( "Security Lau ummut'i s made an November 27 x.. i 9 $� ..................... 39.._ ....... The uostais .. .... RsudalL.- W—Bazloyt... and. ..Susan..M_...Ballow.,...Husbaa ...and..Lti.fa.... ....... (-Borrower"). The trustee is ...... Omaha„ Nab?: 4�,.,a;ctk ..................... _ ...................................... I............................. (" Trusteel- The beneficiary is Fir$T ..1la1:1:Za�R feP. ..................................... ............................... whichisorganized extstsn8 snider the Los of ...Nlebraska .............................. and whose address is .............................. ....� ......_........ .. .... ........ 071A.YOM- )�$g..�4�a tDa Ma.. NE, fi8i 14 3494......... .............................................. . Lendej- 9M,.0Vrer owes Lt itdet tbepeadf d sum of .MaUMX. . M -4 - -W-9 .. _._ ....... Dollars (U.S. S....3a.251a.00 .......... ). This debt is evidenced by Borrower's note o>}itdOd the Sifne date es this SecurityIt 1 No2te^3� which provides for monthly payments, with the full debt, if not December paid earlier, date and payable on ...... ....... _ ......... .... a .......................... ...................................................... ........_...................._. This Security Instrument secures to L ender. (a) the repayment of the debt evidenced by rile Note, with interest, and all renewals, extensions and modifications, (b) the payment of all other sues, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance of Borrower's cove mts acid agreements. For this papose, Borrower irrevocably gram and conveys to Trustee, in trust. with power of sale, the following described property locatedin _. ......... & s7II ........... .......... ......_................................................................ ..........._......._........... County. Nebraska The Southerly 83' of Lot 5 in Block 126, in Koenig & Wiebe's Addition to the City of Grand Island, Hall County, Nebraska. Q m to C-J 00 �. Ila co C � C% Cii i� (fi ,_.\ 922 West Koenig Street Grand Island whithas the address of ................................................................................................................. �---..... ......_._...................... soars) Pry) Nebraska ...... .... AMP! . ............................... ( "Property Address -); ...... . Rro coat] TOGETHElt WITH all the improvements now or hereafter erected on the property, and all easements. rights, rippnasertsnces, rents, royalties, mineral, oil and gat rights and profits, water rights and stock and all fixtures now or betafter a part ofti a property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. Tim SEcuitm I!usTRGMENT combines uniform covenants for national use and nonuniform covenants with limited variation by jurisdiction to ct nstitute a uniform security instrument covering real property. UNtt 4mm CovEN+►ivTs. Borrower and Lender covenant and agree as follows: 1. ilasyreat of Principal and Interest; Prepsystent and Late C uVn. Borrower shall promptly pay when due the principal of and interest on the debt evidenced by the Note and any prepayment and late charges due under the Note 2. Farris fir Taaoa ad Iasuranee. Subject to applicable law or tuna written waiver by Lender. Borrower %hail pay to Leader on the clay monthly payments are due under the Note, until the Note is pud in full, a sum ( "Funds ") equal to ous.tweMb of: (a) yearly taxes and assessments which may attain priority over this Security Instrument: (b) yearly leaathoid psyaaents or ground rents on the Property, if any; (c) yearly hazard insurance premiums: and id) }early mortgye itisuranes premiums, if any. These items are called "escrow items." Lender may estimate the Funds due (in the bitstia of current data and reasonable estimates of future escrow items. The Fusels shall be hell in an institution the deposits or accounts of which are insured or guaranteed by a federai of stmt agency (including Lender if Lender is such an institution) Lender shall apply the Funds to pay the escrow items Lender may not charge for holding and applying the Funds, analyzing the account or verifying the escrow items. unties F'Yai!!i NFti•i}i NIFA :ly_