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DEED OF TRUST
<br />THIS DEED OF TRUST ( "Security� IInstrument "))ismade on ... October;,, 21, r,,,,,,,,,,,,,,,••....._ ...............................
<br />r 19....M.. The trustoris..RA PAJU �.,..RICNTER„ AND „JANICE „M.,, RICHTER,, HUSBAND„ AND„ WI ,FE ...........................
<br />("Borrower"). The trustee is ARFND R„ OAAGK, .Atto.rney...ax..l.a w
<br />.................... ............................... ...... .......... ...................
<br />.... ( "Trustee "). The beneficiary is
<br />HOOF. IE.. F. EDERAL .SAVINGS..AND..LOAN..AsSOCIA .. IOJ1l., QF .- MiND...I.SLAND .............. . which is organized and existing
<br />under the laws of .....NEBRASKA...... and whose address is .... 221..SO11TH..LOCUST.,...P, - -O.
<br />Box... 1M,...GRAMD..1S1 AND.,... NE .... 68M ..................................................................... ............................... ("Lender").
<br />Borrower owes Lender the principal sum of ... E.08TY.. THRU..THQUSAND ..T.HQ...HLINQR�R..AN.R..NA /..J RQ---- r.- -. - ---•-
<br />- - - - --- ----- -- -- ------ -- flollars (U.S. S....4.a.20O.,.QQ ........... ). This debt is evidenced by Borrower's note
<br />................................. ...............................
<br />dated the same date as this Security Instrument ( "Note "), which provides for monthly payments, with the full debt, if not
<br />paid earlier, due and payable on ..... Navember...1_ 2005 ............................. ....
<br />..................................... ...............................
<br />This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all
<br />renewals, extensions and modifications; (b) the payment of all other sums, with interest, advanced under paragraph 7 to
<br />protect the security of this Security Instrument; and (c) the performance of Borrower's covenants and agreements. For this
<br />purpose, Borrower irrevocab Rrpnts and conveys to Trustee, in trust, with power of sale, the following described property
<br />located in ty l 1 ........ County, Nebraska:
<br />.............................. a.............................._...........,.,.. ...............................
<br />LOT FIVE (5), IN BLOCK FIVE (5), IN BEL AIR ADDITION TO THE CITY OF GRAND ISLAND, KALL
<br />COUNTY, NEBRASKA.
<br />CO
<br />J
<br />which has the address of..- .2419-De.L.. Monte ............. ......................................... .. Grand.. l51Md ....... ............. ........
<br />...,
<br />iStreell , cav i
<br />Nebraska 6680$......_........_ ...... ( "Property Address
<br />,Z,p voae's Jn.
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all casements, rights,
<br />appurtenances, rents, royalties, minerai, oil and gas rights and profits, water rights and stock and all gxtures now or
<br />hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the
<br />foregoing is referred to in this Security Instrument as the "Property."
<br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant
<br />and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants
<br />and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record.
<br />THIS SECURITY INSTRUMENT combines uniform covenants for national use and nonuniform covenants with
<br />limited variations by )unsdiction to constitute a uniform security instrument covering real property.
<br />UNtF(JRM COVENANTS Borrower and Lender covenant and agree as follows.
<br />1, Payment of Principal and Interest; Prepayment and Late Charges. Borrower shall promptiy pay when due
<br />the principa10 f and interest on the debt evidenced by the Note and any prepayment and late charges due under t he Neste.
<br />2. Funds for Taxes and Insurance. Subject to applicable law or to a written waiver by Lender. ilorro% her shall hay
<br />to Lender on the day monthly payments are due under the Note. until the Note is paid in full, a sum ("Funds"- equal t"
<br />one•tweifih of: ca) yearly taxes and assessments which may attain priority over this Security Instruinem. (h) ticariy
<br />L leasehold payments or ground rents on the Property, if any, (c) )'Carly hazard insurance prenuums. and id) %early
<br />mortgage insurance prerniums, dany. these items are called "escrow items. Lender may estimate the Funds duc on tide
<br />Pasts ()f currCrit data Arid reasonable estimates of future escrow items.
<br />The Fund% shall !.+e held in an institution the deposits or accounts ct' which are uuured or guaranteed by fedei ai
<br />statr. ager:cv :inc,aucS +g l.dmdrr 'f Lender is such an institution) 1.enader ,h t 1 apply the liunds (, par the esGn u ucm*
<br />Lender may not ;ararge for holding And appiytmg the funds. Arialy-ruig the accOnru )r i(•r:fong the es, % n,ee:' icic-
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