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<br />DEED OF TRUST 85_.. 004786
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<br />THiS HEED OF TRUST is trade this � - ���� - - -- - day of 9eptpmha _^
<br />9 85 anroCHERYL theTrustor, CHERYL L. _KOSMICKI aND . AND M I P KOSMIgK
<br />1 T_t ; fa n t h char +
<br />(herein „ o .,) _ AREND R. SAACK, ATTORNEY AT LAW
<br />(herein „Try,.) and the Beneficiary, HOME FEDERAL SAViNGS i LOAN ASSOCIATION OF GRAND ISLAND, NE _
<br />a corporation organized and existing under the laws of NEBRASKA whose address is 221 SOUTH LOCUST P. O. BOX 100Y,
<br />GCsAND {BLAND NE NS02 (herein "Lender ").
<br />BORROWER, in consideration of the indebtedness herein recited and the trust herein created, irrevocably grants and conveys to Trustee,
<br />in trust, with power of sale, the following described property located in the County of .._
<br />Sate of Nebraska:
<br />LOT SEVENTY -THREE (73), LE HEIGHTS FOURTH SUBCTVTSION, HALL COUNTY, NEBRASKA
<br />The Rider to the Deed of'Trust which is attached hereto and executed on the same day
<br />is hereby incorporated into the mortgage. The Rider shall amend and supplement the
<br />covenarts and agreements of this i"ortgage as if the Rider was a part thereof.
<br />which has the address of _ . _ ...' +- _t!)j;D,j1�.5, P , t-- Road, (CITY f
<br />(STREET)
<br />rlep __ 2� _ (hoer -r operiv Address "1:
<br />(STATE Bt ZIP CODFI
<br />TOGtTHER with all the improvements flow or hereafter erected on the property, and all easements, rights, appurtenances, :ones
<br />(sub*t however to the rights and authorities given herein ro Lender to collect and apply such rents). royalties, [mncral. od and gas rights and
<br />profits, water, water rights, and water stock, and all fixtures now or hereafter attached to the property,
<br />all of which, he f
<br />additions thereto, shail be deemed to to and remain a part of the property (,vcied by this flied of Trust; and all of the foregoing, replacements and
<br />eggooing, together with
<br />said property (or the hasehold estate if this Deed of 1'rust is on a leasehold) are herein referred to as the "Property ";
<br />�e temrg 1Q85
<br />TO SECURE. to Lender (a) the repayment of the indebtedness evidenced by Bcsrrower•s note dated
<br />(herein "Note "). in the principal sum of . t: AUt3lE e�1V_.`1tiClllSAf11€] _.'iii aid, d s,
<br />with interest thereon, providing for monthly installments of principal and interest, with the halance of the indebtedness, if not sooner paid, due
<br />payment of all other sums,
<br />and payable on . Q to el . � t
<br />with interest thereon, advanced in actwrdance herewith to protect the security of this Deed of Trust: and the performatcc of the covenants and
<br />agreemct[ts of Borrower herein contained: and (b) the repayment of any future advances. with {merest thereon, made to Borrower by (.ender
<br />pursuant to paragraph 21 hereof (herein "Future Advances ").
<br />&mower covenants that Borrower is lawfully sassed of the estate herchv conveyed and has the right to grant and convey the Property,
<br />that the Property is unencumbered, and that Borrower will warrant and defend generally the title to the Property against all claims and
<br />demands, subject to any declarations, easements or restrictions listed in a schedule of exceptions to coverage in any title insurance policy
<br />insuring Leader's interest in the Property.
<br />UNIFORM COVENANTS. Borrower and Lender covenant and agree as (oilows:
<br />1, hyesatN ifUt old IntfeeaN. Borrower shall promptiy NY when due the principal of and interest on the indebtedness evidenced
<br />by the Note, pxapsyment tmd late charges as provided in the Note, and the principal of and mterest on any F uture Advances secured by {lies heed
<br />of Trutt.
<br />2. yw& IN Tsetse [NAM Ifzasinsm, Subject to applicable law or IT, a *Tifton waver by tender, "wct shall pay to 1_ender on the day
<br />monthly installanesns of principal and interest are payable under the vote, until the None is ImW in lull, a sum therein "Funds ") cQual ()no-
<br />twelfth of the yearly taxes and assesantetu'•s which may attain priority over this Decd of Trust, and ground rents on the Properly, if anY, P lus
<br />twelfth of yearly premium installments for hazard insurance, plus one-twelfth of yearly premium installments lot mortgage insurarw.•e, it ally, all
<br />as ntrstmabiy ealimnad in lnuilly and front time to time by Lender on the hams of n scistrients and hills and reasonable estimates thereof.
<br />11se funds ,hall be held in an institution the deptssits or acc(sums of which are insured of guaranteed by a Federal of state agency (oa:ludmg
<br />t,endcr if Lender it stash an institution). (.ender shall apply the Funds to pay said taxes, assessments, insurance premiums and ground rents
<br />(.ender may out o:harpB for so holding and applying the Funds. anaiyting said account or verifying and compiling said assessmems and hills.
<br />iAldess Lee&# pays Hrrrnwcr interest on the Fundt and apptrcsbie law permits Lender to make such a charge Narrower and (ender may agree in
<br />-filing at tore nurse of rtecutic,n of flirt Deed of tri'41 that mterest on the Funds shall he paid to If+urower, and uniess such agreement rs made or
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