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<br />85..W. '004732
<br />Umil(IR,o ct:11 NAN IS Borrower .tna l.endrr co:er,ani and agree a, follo -,.
<br />1. Pay ment'If Principal and interest: Prepayment and Late Charges. Borroucr ha? l p n nil , pas %hen ate
<br />the principal of and inttrest nn Itie debt esidenced bi, The ti (it e and any prepayment and late f , Lille Limier I 1 \oI V
<br />2. Funds for Taxes and Insurance. SuhiecI! o:, pptica) lelau. yn1?❑ t, ca�serrnl _ut.irr.Horr,!ssrr,t.,ilIIy
<br />to Lender on the day monthly payments are due under the Note. until Itie Note is paid in fill I. a sun! i "i trod." t equal n,
<br />onc•twelfth of. (a) yearly taxes and assessments which may attain priority o,er I'll, Securn% ill,trnmCni: fi,l }early
<br />leasehold payments or ground rents on the Property. if any: ici %earl hazard insulin preinjunrs: on ti idi %e•;ir y
<br />mortgage insurance premiums, if any. These items are called "cscro:c ilems." Tender may c,t:mele th_ Funds title ,,n the
<br />basis ofcurrew data and reausnableestimates of future escrow items.
<br />The Funds shall he held in an institution the deposits or accounts of which are insured or uaranice d by a federal or
<br />state agency (including Lender if Lender is such an institution). Lender shall apply the Funds ?o pay (tic e,crou lien,.,.
<br />Lender may not charge for holding and applying the Funds, analyzing the account or ,enfi ing the escrow items, unless
<br />Lender pays Borrower interest on the Funds and applicable law permits Lender u, make such ., charge. Bnrro44cr and
<br />Lender may agree in writing that interest shall be paid , +n the Funds. Ctskss in agreement t, made or applicable Lays
<br />requires interest to tx paid. Lender shalt not he required to pay Borr„svcr ant imcie,t or c trninc, „n the Funds. Lcnder
<br />shall give to Borrower, without charge. an annual accounting of the Funds shoo nl,.: r; n!s ,nd debits to the Fund, and the
<br />purpose for which each debit to the Funds was made. The Funds are pledged as additional se.urtty for the sums set ured by
<br />this Security Instrurncnt.
<br />If the amount of the Funds held by Lender, together with the future monthh payments of Funds payable prior It,
<br />the clue dates of the escrow items, shall exceed the amount required to pay the escn.w iterts u hen due, the excess shalt he.
<br />at Borrower's optton, either promptly repaid to Borrower or credited it, Borrower on ninthly payments of Fn11ds if the
<br />amount of the Funds held by Lender is rot sufficient to pay the escrow hems is hell due. Burrower shall pay Io Lender any
<br />amount necessary to make up the deficiency in one or more payments as required by Lcnder.
<br />Upon payment in full of all sums secured by this Security instrument. Lender shall promptly refund to Hnrrnwcr
<br />any Funds held by % Lender if under paragraph 11+ the Property is sold nr acquired by Lender. Lender shall apply, no later
<br />Than immediately print to the sale of the Property or its acquisition by Lender, .tit: Funds held by Lender it the lime ct
<br />apphwtion as a credit against the sums secured by this Security instrument
<br />3. Application of Payments. Unless applicable law provides otherwise. all payments rcectyc•d by Lender under
<br />paragraphs I and 2 shall tic applied: first, to late charges due under the Note. second. to prepayment charges due under the
<br />Note; third, toamounts payable under paragraph'_: fourth. In Interest due: and last. to pnucipal: due
<br />3. Charges; Liens. iit!rrower shall pay all taxes, assessments, charges, tines and InlpO1111 Ins attrthulahlc to the
<br />Property which may attain priority n :e1` this Securii% Instntmc:ni, and leasehold payment, or ground rents. if any.
<br />Iornmer shall pay these obligations in the manner pnnided in paragraph _. I,1` if not paid :n that manner. Borrower shall
<br />pay them on time directly to the person owed payment. Nvi-ower shall promptly tarm,h u, t ender t!l n .lies f nmounh
<br />Ill, be paid under this paragraph. If Borrower makes these payments directly. Bo.,nw.r ,hail pr^rnrtte 11.11.71ilh To Lender
<br />receipts evidencing the paymems.
<br />Borrower shall promptly discharge any lien which has prionty „%er ?lu, ecun =. In,uaniew ores, Borrower (a)
<br />agrees in witting to the payment of the „hheation secured by !he. lien in a manner , ;,!ah!r !0 1 Older. ' h 1 cnntesis m g, xi
<br />faith the lien by. or defends against enforcement of the lien III. legal piocecd:ngs u hleil ?1; the l e+ :den's opinion operate to
<br />prreent the enforcement of The lien or forfeiture of :iny part of the Properlp •.v Ii t ,Crum- ir' ;T11 the hoider of the hell an
<br />agreement satt,faciory u, Lcitdcr suhordmatrng the hen to this Sr.unry Insfrunicn? 1' 1 t-noci ,ici- rmin,-. rh :n any parr .,f
<br />the I'rnperty is subject to a heft which may attain pnonl% ,,er !tits secar:fc Inwunl;nr. 1 rndrr rr.:+y .rte Horrourr
<br />Notice Identifying the hen Borrower shall,allsty the lien it take one „r mere ,d I , e w:Ilm. ' `days
<br />.,f the prying of notice.
<br />S. Hazard Insurance. B„trowcr shall kcefi the Ilnt r .
<br />m,urtd against l,+ss by fire•. hazards Irleltded "!thin ,nc .ctrl r..lUnir 1 ,1`r ,E ,!I,j ;un W! hJ1Ald1 IOT uhtc11 V-.11der
<br />requires tti%urancc- phis tn,urauee ,hall N. rnan,iaine,l 1`n :tic .unv,:rt• .e 1`,i v c 1 :rl,ah That Linda requires the
<br />MSUTATKC :iittit'T ptz,sida:g The !n,manre .hill he :ii, +semi t:: Fi,�•r, w r ,tl ^I <•.I I�.. I rncirt', ;q,pI —;d whlrh sha11 nrI he
<br />uhrraw,nahly wizhhcid
<br />All Insurance Ix,hnes and renewals shall he.• iweeptanic'., 1 :order and ,hall :nch:dc a sC marl Irn fIVi,:c :lausc
<br />Lender shall hasc the right to hoist the p+Ihcu•, .,lid Irnewais 11 1 code^ icquire,• BorrmA i hail prr,mirily wt%c to Lcnder
<br />all ;ec'cipi%of paid prerm,urns and rvilewal 11onU ve In the es nt ;;T 1:,,,. Holrowe•r shall pas: pn,rnpf ...:Elcr In file u,suran :O
<br />iarr'tct and Lender Lender 1`t limy crake ptoot „r li,,s li wlt filid" ploillpilL h4 Borrower
<br />Gniess Lender and Borrowercdherurse agrce!n writing, nt,walice proceed, ,11.111 he appitcd to re,torarloll or repair
<br />A the Property damaged, if ilx restolattun of repair Is comom;calit teas!hic and I rndct', C. unfy a aol lessened If the
<br />restoraixm or repair is not cconanm:ally feasible or hander's securely would INC ;essencd, the n1,uIISne proceed, shall he
<br />.tpplied to The stun, scoured by Ibis Security Instrumcnt. uhahci or ,II! then due. with any cx,:e•,s pall to Borrower It
<br />Bnrrewcr abandons the Property. or dives not ansurr within ',0 day, a ounce• (1`41111 1 Crider that the Insurance mitre•! his
<br />v4crrd to settle a calm, then Lender min ,oiled the :esersnce proceed, Lender may ray the proceeds t+, repast ,I
<br />the Property tit it, pay sums secured by this 1w,un1y Instrument. uhcther or nut then due the tD -date PVT;od wlli h,cln
<br />*hell the not ice is gt 4 ell
<br />Lnless Lcnder end KII'll u;-1` othe•rwi,c agree in Aimnp- a!u apphcallorl of rntcccd, to prrnclpai 01,1H nu, estend „r
<br />pu,ipitne the due date c,t the monthly pay mcni, iefcriud i,, III paragraph, I and 2 e.,1 change the anuvnn -1 !tic payr•.!c!aI, It
<br />under paragraph 14 the Property is acquired by I c'ndet. &,rrosecr', ri9ft !o any !n,utimc• 1,viieics and pro rcd, I<•sul!,rlp
<br />£rmil damaxc to the Prop crI% prior to the acyurmmai shall pass to I.cuder zo the c•xterlt 1`l the ,urns scctr.rd i +e ?ill, Se. ut n y
<br />Instrument Immediately prior to the slcyul,dion
<br />b. Preset'salki m and Maintenance of Property: Leaseholds. Borr,n,rr ,hall non dc,rr„t. ,'..nna , ,a ,uh,lenl!;,iic
<br />charge the Proper ?v, aFlow the Property 10 delerlMatC Or couumz wale If till, SC, it: rls lit•!,umvlit a •-111 1 IC.i.rhul,l,
<br />ile,Trt,wcr,half comply with the prol, lston, of the lease. end If Hoc r l+wer .uyuIrvN ice nil• to rin• 1'1` „lurie. the Ica,chr',I .tird
<br />fee title hall mil merge unless i ender agree, it) the merger in w roing
<br />prutcction of Lender's Rights in the Property: Mortane Insurance.
<br />cosrnant,and agrreatenb;omained 1110110"Ceunty Irstrunient, or there r, I Icu.tl pl,,:rc„!nf (hail may •.Igllltliantl:
<br />Lender's rights in ihr Properiy 14uch its a prilecedurg nI !+anAluptc} pfohm, n,lnun,ttu,n "1 !,, '100 1,c Ij%%, r
<br />rcttulationo, thrn I ender mac do and pay for Ahateecr Is rucrssary !, 1a ,Ic.I'h .. +ht ca !hc I'r :,pe'ti, and I e fi 1 r s ;;Ohl
<br />In the Properil !.ender',. ,tOwlls ma} Inriude paying any ,trill 1e.str.1 !., in•n 'll0l he, irrrins ,,:cf till, siC.lklit'•
<br />instrument, appearing In,hurt, paying reasonable atlmrlvy,' fees ars,l rnicrwt .'u rile i'r•ga•ny r„ ntawr 111:11 ,
<br />l rndet mrp iakc iCtton !miler Ilea l +araf raph'. t ritdrr d,x', nI >t ha,: +n ,lo ,.
<br />env arnr�u!rt,dis,t,um,xf T,4 Lender under tilt, paragraph I..tc1 11:,r r,trr ,
<br />SCe'uvitw insirun,cnT tnir +s I1111,,wCr and I clilc 1 -1gle c t,. ,the• 111171' I h :ol , .,t .,•„ . !,,- .',.III h,.0 ., -
<br />!hc time if dishul,,:mx111 .I; lit” 's:, I,. .Itr ::n,t It
<br />rrejl;c:+,rinp^ j,a;.rncr;l
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