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857 %W02 ADDITIONAL TERMS
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<br />PREPAYMENT AND ACCRUAL OF THE FINANCE CHAR(E: F:yen though I dot not have to pay more than the rc mlar scheduled rmmthly pa,'ment.I have the ?fight
<br />to prepay the whole amount owing to you in full at any tune nr m part tram time to hate. If the Iendm msuation or bank tut buys my amtmct computes the finance charge
<br />r dad}. I krtuw my finance chargge will belts if t make an earl} paymcn and it will rte higher il' 1 pay�atr. t al +n recognize chat am' necessary adjustment to my total finance
<br />F charge will ha rcfketed in my ninon bill. l also know that the amounts shown on iM reverse side for the Finance Charge. Tool itf ilaymena. and the Total Sak Price arc esti-
<br />1 ntatis based on the assumption that you will receive each of the payrmnts exactly tin ih due date; and 1 know that there will be ro refural tf I prepay because there is niMhing
<br />to refund if I am charged on a daily basis. If the lending institutam a bank does trot compute the f finance ehitrge daily. and if ! prepay the whole arttotlM.ytta Brill refund
<br />to tote the dnearned liortron of the finance charge 1 imeresf t by the accounting pnxedure known as the actuarial method: and the amount of my rebate will bt fi)lettrodeii. the
<br />scheduled dates and amounts vii' my tnnnthly payment and riot on the actual dates and amounts of the prepayments that 1 pay td you, l know that a refund of l
<br />will not be made.
<br />IMPORTANT NOTICE ABOUT WARRANTIES:
<br />((a) We IDS SELLER HEREBY DISCLAIM ALL WARRANTIES, EXPRESSED OR IMPLIED, OF MERCHANTA-
<br />BiLItV AND FITNESS FOR A PARTICULAR PURPOSE ON ALL GOODS AND SERVICES UNLEN SELLER FUR-
<br />NISHES BUYER WITH A SEPARATE WRITTEN LIMITED WARRANTY OR SERVICE COW*ACT MADE BY SELL
<br />ER ON ITS OWN BEHALF (WHICH, IF MADE, ACCOMPANIES THIS CONTRACT).
<br />th0 have read. in detail. the separate '• 10 -YEAR LIMITFI) WARR ANTY" which, if madc. acconpaniea this contract. It explains the con litions and circumstances
<br />in which the manufactured products will be repaired or replaced. I take notice of the linalations vin the wananty, and l particularly recognize thatany implied warranty which
<br />applies to rile ea- "+fasts oily as long as the warrant-: or service contract.
<br />tc 11 have read. in detail. the sep:tr tc" 1 IMITF.D INSTALLATION W ARR.ANTl "' which, if made. accompanies this contract. It explains the condition and cir-
<br />cumstames in which the installation of the siding will ht redone I take taNice of the limitations ri the warranty. and I particularly recognize that any implied werratstywhich
<br />apphe, fa the mstallatio n a. s on y a long as the w orranly rot so n we contract.
<br />SPECIAL. ORDER GOODS: 1 know that you h Ne naasurcd m% house:md its openutg —o that you can make the products io tit my particular botse. 1 take notice that the
<br />goods that are manulaciurd tar nn specific hous: prolmllly w ili nol f l any Other houses. and under such conditions. I know that 1 cannot cancel this contract at anytime
<br />afterthe perioud oif lime gi vin to Ine. by law., in which w cancan. After that lead periol of time. I know that l have the obligation to pay you intuit the amount owed.
<br />OBLIGATIONS PERTAINING TO PROPF RTY INSURANCE AND MY REAL ESTATE: I. 1 promise to keep my house in good repairand uh keep it insured for
<br />at least a0r4 tit its replacement value by haying a 1-ire and extended coverage insurance policy. The insurance company must be approved by you, andthe policy must have
<br />a benctiician clause wluch says that yon are title paid it there is a loss, The insurance company must agree that it will not cancel my policy without first telling yew. 1 au. _
<br />tlxmre the tmurance rnmpant to pay you directly IM :Inv Ins'. You can ch,wse to use this insurance paymem to either repay any anutunts f owe you orto repair my house.
<br />I have the olrion of providing property insurme ihnutgfi an existing 1xJicy or through a policy Independent, obtained and paid forbv me. 2. 1 also promise that 1 will not
<br />allow anx'onc else to place any liens on my real estate without your written permission. ?. 1 f>romne to pay all taxes, :use sntcnts and othercharges on my real estate when
<br />dui. 4. 1promise to timely make 411 paymmis on my prior loans .ecru d by ism real e,tatc. I al. a proni,c that I will nor extend, renew' orchange prior loans without your
<br />tvriuen permission. t. If l tin nor insure me house or lultlil my other ohheatiori, ti, nq real ease . then you can do a for ate d you want (but you do not have tit). If yew do
<br />ppac any of rtx.0 ohligations for nx I agree to pay ou back on demand plus ,ntere t l the. hiah-. t lawful contract rate of :merest. Until 1 pay you back. these amoutrs will
<br />I ¢ added n. my debt io you who h cured t•_c my real estate and h,w,e. 1 know that if you bleu ie to [,a, insurance for ate that tau do not have to obtain any homeowner
<br />or Iiabiliry msorance. 'g
<br />SALE OF MY HOUSF'.: I promise not se 1; 'ea,c• ,, one nn hots, 1110111 ',IV viral i l hat e fulls rep:nd m:y dehrtn you.
<br />In
<br />DEFAULT: I will be in default under this contract it:
<br />I . I don't make a payment when due: or
<br />2. 1 brag any promise I made to you in this corti ract; arc
<br />3. Something else happens which causes you to believe in goof faith that I do tam intend to pay you as promised: or
<br />4. 1 defaalto on any obligations for which I am using my home as collateral; or
<br />S. Something happens to mynowcwhichthreatem your rights, if any, inIt.
<br />IF 1 AM IN DEFAULT: I understand that you have the right it t.,rrclow, the Mortgage I have given to vow And have my house sold to repay any amounts I owe you if I
<br />am in default under this contract. Reform my house is sold, you will oko everything that the law requires. 1Eyou hire an attorney to assist you to sell my house, or, to site me,
<br />or, to protect your rights, I agree to pay you fix ytwr reasonable auo cys fees and for other related expenses such as count costs, title searches and matey you expended
<br />to profit my house. if you are allowed to co,lket such amounts by law.
<br />OTHER RIGHTS: We can choose not to enforce any of the rights under this ;ontrac't m often as we want without losing them. Or, we can delay enforcing any of the rights
<br />withtrn liming them. We can also use any afghts now or in the future given to us by law
<br />DELAYS: I know that you will use yon best efforts to install the products t am purchasing on ntv house, fat I altio understand that in some situations you easy encountar
<br />delays that ate caused by strikes. weather conditions, delays you have in obtaining materials. or for other reasons that arc beyond your control. I makrstand shat vat will
<br />not tie Bahl for such delays.
<br />ARSITRATION: It I have a dispute or claim with you concerning the quantity, quality or performance of the products. I unerslmal that my dispute may be submitted to
<br />and settled according to the mafsmiom•arbittauom lnngrain that may have dcveloprd rn my conrnumty f also know that any decision made by an arbiftmori would been-
<br />tared in the coat having jurisdiction over me and you .
<br />SALVAGE. VALUE: I know that the windows. wox,dwork, "anal: hn.k end other m.ncn:ds that hoar t„ tot• oemowd by vnu fair till, Installation have MD salvage value.
<br />When vnu remove them. yuu can have them t rn whale a er vot",w y, m w:uu
<br />SPECIAL SITUATIONS: Dose to the uniqueness of some of chic prodtxis char your ell. I understand that in special stfuelioas that your RegsonalOf m may have to review
<br />and accept this convect. i also understand that this sate occurred to my aortic and that you acid I may not have had all the correct snfcwnutkm important so this transaction
<br />At cur fingertips; I give you my consent ur carat any obvious ernes that may have oxcarred when the blanks its this contract were cornplatstd.
<br />INVALID PROYLYIIIlYB:If. , ddusoant�aClwol�Mit���la tlaerataF/Ye.oananFaY+lkinwia SNfIYMlpatthiatwrstac(nga
<br />paysaaw of asae irodest then use lawli nnitts, than you w"d1 only have dse ' to me the arranmt of irsacrat whicfi the law s }rot arcolkct.
<br />COMIFLICTMERi OF THIS CONTRACT: This contract can only be clwhaal if bah you and I acme in writinst.
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