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a CO.MPLETEN- F_SSOFT;IISCO\iRACT :T•hueon a. _ : :oonirhechur_ difRU.. ^.cu : :ai.dl. :_c;ir rrac The tollowmg none brines to my attention the n_nt, that i has, even whir this a n. ac t: ;;ruy , ...,.�a.,+ r bras ,, s ,h., - : ,.cc that the :m r- tance o this pro —wit is stressed b} ms appearance in ten point, N,ld tar, tvpe NOTICE 85, 003803 This credit contract finances a purchase. All legal rights which the Buyer has against the Seller arising out of this transaction, including all claims and defenses, are also valid against any of contract. The right to recover money from the holder under this provision is limited to the Arinuount paid by the buyer under this contract. A claim is a legally valid reason for suing the Seiler. A defense is a hmally vabd reason tor not paying the Seller. A holder is anyone trying to collect for the purchase INSURANCE CANCELLATION: If I have requested msurunce in this purchase. 1 may cancel such ree" ues: date of this contract by notifying you or the holder of this contract in venting. I know that the cancel lati n of r-, . .. aer and a full refund of my premiumf s) together with applicable finance charge will he credited to this contract PLEASE NOTE: If 1 have requested insurance in this purchase. I will receive within thirty (30) clays a -calf teat t :,� - jic_n n ,c insurance coverage i know that if there is am conflict in the coverage or the language of the certificate of insurance and the follow in ti u.cc " arsur -zc, .era. - am covered only to the extent stated in the foklowing Notice of Proposed Insurance. I also know that i have insurance coverage only if I have hey` : rareed t +u :: NOTICE OF PROPOSED INSURANCE 1 take notice that either Credit Life or Credit Accident and Health Insurance. or both, will be applicable to this Sales Contra:, on the reverse side only if I have chosen it by signing the request for such insurance. This insurance will only cover the perron signing the request at the cost for each type i insurance shown. Subject to acceepptance by the insurance company, the insurance will be effective as of today and will continue only for the number of months after the checnve date equal tc- the natnher of monthly payments. I understand that this particular msurancz may not provide coverage for my Iasi few paemtenc . and that during mitt period of ame I will not have any insurance covecag All benefits and proceeds of the insurance will be id to you or to a financial institution or a bank it it purchases the Sales Contract to the extent of its interests and any balance will he payable to me The initial amount of Credit Life Insurance is the amount required to repay the Total of Payments: thereafter, the insurance decreases by the amount of each monthly payment on a scheduled 30 day basis If I am jointly obligated on the Sales Contract with a Co-Buyer. and we have bath signed the request iorCredit Life Insurance. death benefus will be payable only with respect to the first one of us to die. Subject to exclusions. eliminations or waiting period stated in the insurance policy or certificate. Credit Accident and Health Insurance is for the benefit amount of I'30ih of each month's payment for each day that I am totally disabled due to an injure or sickness while 1 owe any payment to you: however. 1 understand that 1 have to be prevented from workine due to such total disability for more than four- teen (14) consecutive days before the msl rance benefit is paid back m the first day of me total disability I also know thai I cannot obtain any InSnranre from yes if I am over 45 years or age today, aid I also know that the insurance coverage provided io me may contain a maximum amount of coverage which will not pay in some cases, the entire amount that I owe you. Due it, the maximum amount of coverage stated in the insurance policy. 1 know that any unpaid amount in excess of the insurance coverage will still hat io tie paid If the Sales Contract is prepaid in full prior to the last payment date. any unearned insurance premiums will be refunded m mein the man- ner prescribed b% law Within thtriv (30) days. I will receive the certificate ot insurance more fulh, describing my insurance coverage. If the insurance is not accepted by the insurance comilamv- I will receive a refund of the insurance premmms 1 have paid. BUYER: The next two paragraphs contain warranties relative to this sale given by us to the financial msututi� n, or hank in order for n to buy this contract. SELLER'S WARRANTIES AND ASSIGNMENT OF INSTALLMENT SALES rONTRACT AND.MOftT'GAGE FOR VALUE RECEIVED. Seller herehv sells. assign, conveys, transfers and deliver, to fOn ' I L�C1 A a (Assignee) all of its rights. title and interest in and to the Installment Sales Contract and Morigave, together with all liens existing secure its payment, and the property encumbered hereby. Assignee is hereby substituted as Mortgagee under the Mortgage provisions of this contract. Seller warrants and repi csents, t I I It has the right to make this assianirtem 121 All statements and figures in this contract and in the Buyer's statement are materially true and correct". (3) This contract arose from the bona fide sale of the gilds and services described herein. (4) The cash downpayment shown in this contract was actually paid by Buyer and no pan of said downpayment was loaned di- recdv or indirectly by Seller to Buyer. (5) Each Buyer is iegalh competent to contract. (6) This contract is not and will not be subject to any claim. defense. demand or right of offset: 17) The execution of this contract and the underlying sales transaction giving rise thereto did not violate any federal or state law. directive. rule or regulation now in effect: 18) In the event that this contras or the underh mg sales transaction is subject to a right of rescission or cancellation by the Buyer, such rescission or cancella- tion period has expired and neither the sale nor this contract has twEn cancelled or rescinded THIS CONTRACT iS SOLD BY SELLER WITHOUT RECOURSE. iN TESTIMONY WHEREOF. the untie tgtred u +wu gt6yrreC re pre. taltie of the Seller and has signed below on behalf of the Seller on this day of The finegotng instrumcn: was acknowledged before m, „ THE P ETTER CORPORATiQ�ner) by the authorized agent of Seller who is Ms commission expires f A r -mERAI NOTARY -Sias nr keansks -�JrESSIE - -_ —.. l•iiri7r `. tart uh Ezp Dot ;2 19$7 - ?l' J ua �.