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M <br />D. UNIFORM SECUR[Ty INSTRUMENT; GOVOLNI G LAW; SEVERABILIT t <br />Uniform COCoans 15 of the Security Instrument is amended to read as follows: <br />IS' UaDora memH3-, GOVINF11011111 IAW, Severid W. This form of Security Instrument combines uniform covenants for national use <br />and cOvmamts with limited Variations by jurisdiction to constitute a uniform security instrument <br />covering dI zest event propem. <br />that This <br />Provision shall be ! � Federal law and the law of the jurisdiction in winch the Property is located. Pa the went rhea any. <br />or a trace of dw Security Instrument or the Note conflicts with applicable law, such conflict shall not affect otter of this <br />Security Instrument Instrismew or the Note which can be given effect without the caiinicting pro gsion, and to this end the provisions of this Security <br />and the Note arc declared to be severable. <br />F- TRANSFER OF TM FROPEM OR A BENT FICTAL INTEREST IN BORROWER <br />Uniform Coveaam 17 of the Security Instrument is amended to read as follows: <br />17. Trumder of He re"sury or a NMeb id luterest in Horner, if all or any pan of the property <br />(or if a b�'eial interest in Borrower is sold or transferred and Borrower is not a natural Prsn) it interest t Le therein is sold or transferred <br />Person) without Lender's prior written consent, <br />Lender may, at l euder's aptiasa- declare all the sums secured by this Security Instrument to he immediately dare and payable. However, this <br />causes Shall M be exercised by Lender if exercise is not authorized by Federal law. Lender may waive the exercise of this option if: era) Borrower <br />to be submitted to Lender information required by Lender to evaluate the intended transferee as if a new loan were tang made to the <br />transferee; and (b) Lender reasonably determines that Lender's security will not be impaired by the loan assumption and that the risk of the <br />breach of =Y txrvaaamt or agreement in this Security Instrument is acceptable to Lender. <br />To the extent permitted by applicable law, Lender may charge a reasonable fee as a condition to Lender's consent to the loan assumption. <br />Leader may 41190 require the transferee to keep all the promises and agreements made in cite• Noe and in this Security Instrument. <br />"If Lender exercises such option to accelerate. Lender shall mail Borrower notice of acceleration in accordance with paragraph 14 heTeof- <br />Such Shall provide a period of nor less than 30 days from the date the notice is mailed within which Borrows may pay the sums declared <br />dux. If Borrower fails to pay such sum, prior to the expiration of such perm, Lender may, without further notice or demand on Borrower, <br />invoke any reran permitted by this Security Instrumem_- <br />"Notwithstanding a sale or transfer, Borrower will continue to be obligated under the i g Note and this Security Instrument sties Lender has <br />rd Borrower in writin., <br />F. LOAN cm&%GFS <br />If the low sawed by the Security Instrument is subject to a law which sets maximum loan charges, and that law is finally interpreted 90 <br />that the im erm or other loan charges collected or to be collected in connection with the loan exceed permitted limits. then: (1) any such loan <br />charge shall be reduced by the amount necessary to reduce the charge to the permitted limit- and (2) any surer already collected from borrower <br />which exceeded permitted linuts will be refunded to Borrower- Lender may choose to make this refund by reducing the principal owed under the <br />Nate or by making a direct payment to Borrower. If a refund reduces principal, the reduction will be treated as a partial prepayment under the <br />Note. <br />IN WITNESS WHEREOF, Borrower bus executed this Adjustable Rate Rider. <br />H <br />D <br />FA <br />4 <br />V <br />0 <br />-f <br />d <br />(Seal) <br />L. Rober sor V BORROWER <br />(Seal) <br />-° L oberTsor BORROWER <br />BORROWER <br />(SIGN ORIGINAL ONLY) <br />C� <br />r� <br />l <br />M <br />7 �7 <br />? A /cc <br />i <br />'9 <br />r <br />U? C-) <br />a <br />r <br />N <br />R <br />I <br />