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•.+... . nv... :av:•�: a any pm��islon of this contract violates the law- and is unenforcrable.. the ehl of the contract wiil he valid. If anv Pan of this contract requires payment of more interest than the law permits. then you will only hay tQj! f • 6 C J1eQt from me the amount of interest w hich the taw ails ws you to collect. COMPLETENESS OF THIS CONTRACT: This contract canon changed if bothh you and [ agree in writing. The following notice brings to my attention the rights that 1 have even when this contract is sold to a Financial institution or a Crank, and I should notice that the impor- tance of this provision is stressed by its appearance in ten point, child face type NOTICE 85-- 00.81 This er"t contract finances a purchase. All legal rights which the Suyar has age the Seiler arising out of SIb transaction, including all Claims and defenses, are also valid against any holder of this contract. under glass contract. money from the holder under ed er this provision is limi to the amount paid by the buyer A claim h a legally valid reason for suing the Seller. A defense Is a legally v*M reason for not paying tine Seger. A holder is anyone trying to eoMeat for the purchase. INSURANCE CANCELLATION: If 1 have requested insurance in this purchase, l my cancel such request for insurance for any reason within fifteen (IS) days from the date of this contract by notifying you or the !older of this contract in writing. I know that the cancellation of my coverage will be arranged with the insurance carrieats) and a full refund of my prem€um(s) together with applicable finance charge will be credited to this contract. PLEASE NOTE: If 1 have requested insurance in this purchase, I will receive within thim• (30) days a certificate of insurance more fu €lv describing the insurance coverage. I know that if there is anv conflict in the coverage or the language of the certificate of insurance and the following Notice of Proposed Insurance that I am covered only to the extent stated in the following Notice of Proposed Insurance. I also know that I have insurance coverage only if] have been charged for NOTICE OF PROPOSED INSURANCE I take notice that either Credit Life or Credit .Accident and Health Insurance, or both, will he applicable w this Sales Contract on the reverse side only if I have chosen it by signing the request for such insurance. This insurance will only cover the person signing the request at the cost for each type of insurance stow n. Sub' u, by the insurance company, the insurance will he effective as of today and will continue only for the number of months after the effective dam equal le tie of monthly payments. t understand that this particular insurance ma not provide coverage for my last few payments. and that during that period of time ; will not have arty insurance co v" All benefits and proceeds of the insurance will be aid o you or to a financial institution or a bank if it purchases the Sales Contraci to the extent of iss interests and anv y balance will be payable to me. The initial amount of Credit Life Insurance is the amount required to repay the Total of Payments: thereafter, the insurance decreases b }• the amount of each monthly payment on a scheduled 30 day basis. If I am jointly obligated on the Sales Contract with a Co- Buyer, and we have both sighted to requet t for Credit Life Insurance, deith benefits wil l be payable only with respect to the first one of us to die. Subject to exclusions, eliminations or waiting period stated in the insurance policy or certificate, Credit Accident and Health I nsuraoce is for the benefit amount of 1130th of each month's payment for each day that 1 art totally disabled die loan injury or sickness while 1 owe any payment to you: however. I understand that i have to beprevented from working due to such total disability for mire four- Mgmefflampt14 nsecutive days before the insurance benefit is paid back to the first day of my totalyears d'aSe today, and 1 doe know that the insara�e txtverage ptvvided fo me Mbr ainaoeaat file I owe you. Due to the maximum amount of coverage sorted in th11 still have to be paid. If the Safes Contract is prepaid in full prior to the last pay relened by law. Wid in thin' (30) days, I will receive the certificate of insurance more I e company, T wit] receive a refund o£ the insurance premiums [have paid. BUYER: The next twoparagraphs contain warranties relative to this sale given by us to the fman ial institution or hank n or for it o buy this contract. SELLER'S WARRANTIES AND ASSIGNMNT OF INSTALLS S CT AND GA FOR VALUE RECEIVED, Seller hereby sells, ass€gns, conveys, transfers and delivers to (Assignee) all of its rights, title and interest in and u. the Instaldrtent Sales Contract and;, ortg tog with all 1 s existing to pay and the eacrtdter� hereby. Assigns is hereby substituted as Mortgagee untkr the Mortgage isions of this contract. Setter warrants and as: ( 3) It has the right to make has assignment; (S) Ald statematts and figures in this contract and in the Buyei s ststClrlenI are materially true and correct; (3) ;his contras arose furomtbe bona fide yak of ire goods and services described herein: (4) The cash lox npayment shown in this contract was actitaIfy paid by Buyer and no part of said do 7t was loaned di- is contract is tout and will not be subject io any claim. c fence. clema"cir tight d orlrfset; (7) The execution of this contract and the uriderlving sales transaction giving rise thereto did not violate any federal or state law, directive, rule or regulation now fat effect: f6) Ia the event that this contract or the underlying sales transaction is sub)ect to a right of rescission or cancellation by the Buyer, such rescission or cancella- tionperiod has expired and neither the sale nor this contract ha /s!seen cancel led or rescinded. TMIS CW=T IS SS.II BY SELLER ~ kECWJM day of TFSTTMON} WHEREOF, the undersig c an >tirthyrixei repre -�bf the Seller and has sieved below on behalf of the Seller on this The foregoing instrument was acknowledged by the authorized agent of Seller who is My commission expires r KNERAI NOTARY -611111 rA NNaska' _ JESSIE C. GILBOW �bnet. xp. I967 ) -- THE By 2 --- -- ._._. -- - -- Y M1 NJ