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a The following notice brings to my uten:ion one ngh s that comract,s sold to a financial institution or a bank, and I should notice that the impxx- taxeofthispmvisin:nisstressed wits appearance in ten cviini. M*i1'Saebte:$ A0815 NOTICE u1. ■7! This credit contract finances a purchase. All legal rights which the Buyer has against the Seller arising out of this transaction, including all claims and defenses, are also valid against any holder of this contract. The rim to recover money from the holder under this provision is limited to the amount paid by the buyer under 11do contract. A claim Is a legally valid reason for suing the Seller. A defense is a legally valid reason for not paying the Seller. A holder Is anyone trying to eoNsct for the purchase. INSURANCE CANCELLATION: if i have requested insurance in this purchase. I real, cancel such request for insurance for any mason within fifteen f 15) days from the date of this contract by notifying you or the holder of this contract in writing. I know thai the cancellation of my coverage will be arranged with the insurance carrier(s) and a full refund of my pmmiurw a) together with applicable finance charge will be credited to this contract. PLEASE NOTE: If I have requested insurance in this purchase. I wil3 receive within thirty 030) days a certificate of insurance more fully describing the insurance coverage. 1 know that if there is ,; jn conflict in the coverage or the language of the certificate of insurance alai the following Notice of Proposed Insurance that i am covered only to the extent stated in the following Notice of Proposed Insurance. i also know that i have insurance coverage only if 1 have been charged for it NOTICE OF PROPOSED INSURANCE 1 take notice that either Credit Life or Credit Accident and Health Insurance, or hoth, will he applicable to this Saks Contras on the reverse side only if I have chosen it by signing the request for such insurance. This insurance will only cover the person signing the request at the cost for each type of insurance shown- Subject to acceptance by the insurance company, the insurance will he effective as of today and will continue only for the number of months after the effective date equal to the number of monthly payments. 1 understand that this particular insurance I not provide coverage f o r my i v r few payments, and that during that period of time 1 will trot have any tt coverage All benefits and proceeds of the. insurance will he paid to you or to a financial institution or a hank if it purchases the Sales Contras to the extent of its interests and arty' lnalamx will be payable to rne. The initial amount of Credit Life insurance is the amount required to repay the Total of Payments: thereafter, the insurance decreases by the amount of each monthly payment on a scheduled 30 day basis. If I am jointly obl igaled on the Sales Contract with a Co-Buyer, and we have both signed the guest forCradit Life Insurance. deith benefi %will be payable only with respect to the fnm one of us to die - Subject to exclusions, eliminations or waiting period stated in the insurance policy or certificate. Credit Accident and Health Insurance is fix the benefit amount of 130th of each month's payment foreach day that 1 am totally disabled due man injury or sickness ess while I owe any pavnient to you: however. I understand that 1 have to be vented from working due to such total disability for mac than four- Wen (14) consecutive days before the insurance benefit #s paid back to the first day of ms total disability. 1 aho know that I cannot obtain ay ism from yea 91 ate over 65 Yom step today. and I aim know that the insurance coverage provided to the may cattain a maximum amount of coverage which will isat pn1 i ioae cants. the entire amm nt that 1 owe you. Due to the maximum amount of coverage stated in the insurance policy. I know that any unpaid amount in excess of the insurance coverage will still have to he pai& if the Sales Cnnera: t is prepaid in full prior to the last payment date, any unearned insurance premiums will be refunded to me in the mar, nerprescribed by law. Within thin• (30) days. 1 wilt Weilc the certificate of insurance trore fully describing my insurance coverage. if the insurance is not accepted by the insurance coinparty, I will receive a refund of the t nsurdc.e premiums I have paid BUYER: The next two paragraphs c ontai n warranties re lat i ve to this sale given 'is us n, the financial institution or bank in order for it to buy this contract. SELLER'S WARRANTIES AND ASSIGNMENT OF INSTALLMENT SA ES CON iR T AND MOR�jGAGE j� FOR VALUE RECEIVED, Seller hereby ells. assiggns conveys transfers and delivers to non a?'} / Y K 01) CJ f`)Z W6- (A ) all of its rights, title and interest to and .a, the In tallment Sale,( -,ntraci and Mortgage i gciher with all liens existing to secure i4fayment, and the ewuniltered hemtn. Assignee is hcrebv substituted as Mrmgagee under the Niottgace pro: •isu. ns < f this contracs. Seller warrants and represents: (I) it has the right tote this assignment; (_) All statements and figures to this contract and &it the Buyer's <tatement are ntaienalh true and correct; (3) This contract arose from the bona fide sale of the goods and services descrihet herein: i 4 s The ca+h dow-npa }nwnr shown in this contract was actualk paid by Buyer and no part of said downpayment was loaned di- ttedv or mthrectly by Seiler to Bever. (S) Each Bever .s legally - - rn ten o contra t: (G 1 This contract is knot and will not be subject to any claim, defense. demand or tight itf offset; (71 Tic execution of this contract and the underly ine sates :ra nac tun. e;v one r se thereto did not violate any federal or state law• directive. rule or regulation now in efleri, off 3 In the event that this contract .>r the urtskrlvinp: laic, ;nvisact;on is subject to a right of rescission or cancellation by the Buyer, such rescission or cancella- tion period has expired anal neither the sale nor this c otntraci has hec•n cancelled or rescinded THIS CONTRACT IS SOLD By SEM WiTHGIT RECOLMSL IN TESTiVIONY U-HI REftf the undo m /u.hurt7ed repre y� Inc Seller and has signed below on behalf of the Seller on this day oFf ,�'_" The foregoing sristrunient was a kn w i dgcd /PA11 -7TER PRODUCTS (S.nap L � 7/ s by the authors; ed agent ;s`. Seiler w he' 1s *'IL �tsmFit91.�HNt Cxplms JL ittlfrlt * rsay -Slots d �:] JESSIE C. GILB0` My comm Etp: us_ :1, r n __._1