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002604 <br />If Lender exercises this option, Lender shall give Borrower notice of acceleration. The notice shall provide a period <br />of not less than 30 days from the date the notice is delivered or mailed within which Borrower must pay all sums secured <br />by this Security Intrumnnt, If Borrower fails to pay these sums prior to the expiration of this period, Lender may invoke <br />any remedies pecntitted by this Security Instrument without further notice or demand on Borrower. <br />BY SIGht--G BELOW, Borrower accepts and agrees to the terms and covenants contained in this Addendum To <br />Adjustebk.Rate /Graduated Payment Rider. <br />L� k'+.......l2'Q`........ (seal) <br />Harold D. Todd Borrower <br />ry <br />.v1.....L� ................. (Seal) <br />LuAnn M. Todd -Borrower <br />s <br />1 <br />