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85002601
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Last modified
10/17/2011 8:25:59 PM
Creation date
4/1/2008 4:23:35 PM
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DEEDS
Inst Number
85002601
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In <br />85='002601 <br />(5) ❑ If this box is checked, the interest rate that I pay shall not decrease more than .................... <br />percentage points on any Rate Change Date. <br />(6) p If this box is checked, the interest rate that I pay shall never be more than - i3�%0 ------ % <br />during the period I have my loan. <br />(7) Q If this box is checked, the interest rate that I pay shall never be less than ...) .................% <br />during the period I have my loan. <br />(8) Q If this box is checked, the principal and interest payment that I pay shall not increase <br />more than ...................... percent on any Payment Change Date. <br />(9) Q If this box is checked, the principal and interest payment that I pay shall not decrease <br />more than ...................... percent on any Payment Change Date. <br />The Note Holder will adjust the interest rate on each Rate Change Date and on each Payment <br />Change Date so that the change in the interest rate will not be more than those limits marked above. <br />The monthly payment amounts will also change on Payment Change Dates as provided in the <br />Note. Because payment changes may occur less often than interest rate changes and /or may be subject <br />to certain limitations described in the Note, the monthly payments may be insufficient at times to pay ac- <br />cruing interest. In such case, unpaid interest is added to the principal balance of the Note and itself will <br />accrue interest thereafter. Under the terms of the Note, the unpaid principal balance can never exceed a <br />maximum amount equal to One Hundred Twenty -Five Percent (125%) of the principal amount originally <br />borrowed. <br />3. LOAN CHARGES <br />It could be that the loan secured by the Security Instrument is subject to a law which sets maximum <br />loan charges and that law is interpreted so that the interest or other loan charges collected or to be collected <br />in connection with the loan would exceed permitted limits. If this is the case, then: (A) any such loan <br />charge shall be reduced by the amount necessary to reduce the charge to the permitted limit; and (B) any <br />sums already collected from Borrower which exceeded permitted limits will be refunded to Borrower. <br />Lender may choose to make this refund by reducing the principal owed under the Note or by making a <br />direct payment to Borrower. <br />4. PRIOR LIENS <br />If Lender determines that all or any part of the sums secured by this Security Instrument are subject <br />to a lien which has priority over this Security Instrument, Lender may send Borrower a notice identifying <br />that lien. Borrower shall promptly act with regard to that lien as provided in paragraph 4 of the Security <br />Instrument or shall promptly secure an agreement in a form satisfactory to Lender subordinating that <br />lien to this Security Instrument. Failure to provide evidence that Lender has first lien shall constitute a <br />default under the terms of this Note. <br />:i. TRANSFER OF THE PROPERTY <br />If there is a transfer of the Property subject to paragraph 17 of the Security Instrument, Lender may <br />require (1) an increase in the current Note interest rate, or (2) an increase in (or removal of) the limit on <br />the amount of any one interest rate change (if there is a limit), or (3) an increase in the percentage <br />points to be added to the current index for the purpose of calculating interest rate adjustments as explained <br />in Section 2 (B) or (4) an increase in the maximum interest rate to be paid over the life of the loan or all <br />of these, as a condition of Lender's waiving the option to accelerate provided in paragraph 17. <br />6. COVENANT DELETED <br />Non - Uniform Covenant 21 of the Security Instrument ( "Future Advances ") is deleted. <br />By signing this, Borrower(s) agree to all of the above. <br />Roger L. Ridle? �ek1IflYYYP.l <br />Sheryl A. ley <br />.9 <br />STATE OF NEBRASKA......_ _. fl..._._.. __. _ ._ __....._... County ss: <br />On thia . _.. 31st _ day of 19..$5., before me, the undersigned, <br />. ._ <br />a Notary Public duly commissioned and qualified for said county, personally came ......... ............................... <br />Boger .1.- 11d.tey. and. 6haxy.l.. ...... __ .... ..... ....... .............. ....... _........... <br />.... <br />to me known to be the identical person(s) whose names) are subscribed to the foregoing instrument and <br />acknowledged the execution thereof to be . tliQix . voluntary act and deed. <br />WITNESS my hand and notarial % al at G�rmxl .l l�x3,, .,,t3s �5ka., in said county, <br />the slate afor id. <br />My C;`oas ion a %wrest <br />w St,pak.ynsene ?pyxMDamoy'A(4r,. a,,. .*, . - l.:,ga...v,, %,A <br />tdy C� $ &At <br />Fxaq ^�P R1r$P. <br />q" <br />M, <br />
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