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85== 002601 <br />NON - UNIFORM COVENANTS. Borrower and Lender further covenant and agree as follows: <br />19. Acceleration; Remedies. Leader shall give notice to Borrower prior to acceleration following Borrower's <br />breach of any covenant or agreement in this Security Instrument (but not prior to acceleration under paragraphs 13 and 17 <br />add s applicable law provides otherwise). The notice shall specify: (a) the default; (b) the action required to cure the <br />default; (c) a date, not less than 30 days from the date the notice Is given to Borrower, by which the default most be cured; <br />and (d) that failure to care the default on or before the date specified in the notice may result in acceleration of the sums <br />segued by this Security Instrument and sale of the Property. The notice shall further Inform Borrower of the right to <br />reinstate after acceleration and the right to bring a court action to assert the non - existence of a default or any other <br />defense of Borrower to acceleration sad sale. If the default is not cured on or before the date specified in the notice, Lender <br />an its option may require immediate payment in full of all suns secured by this Security Instrument without further <br />demand and may invoke the power of sale said Say other remedies permitted by applicable law. Lender shall be entitled to <br />collect all expenses incurred in pursuing the remedies provided in this paragraph 19, including, but not limited to, <br />reaomtble attoasaeys' fns and costs of title evidence. <br />If the power of ask is invoked. Trustee shall record a notice of default in each county in which any part of the <br />Property is located and shall mail copies of such notice in the manner prescribed by applicable law to Borrower and to the <br />other persons prescribed by applicable law. After the time required by applicable law, Trustee shall give public notice of <br />ask to the persons and in the manner prescribed by applicable law. Trustee, without demand on Borrower, shall sell the <br />Property at public auction to the highest bidder at the time and place and under the terms designated in the notice of sake in <br />one or more parcels and in any order Trustee determines. Trustee may postpone sale of all or any parcel of the Property by <br />public sumoussicement at the time and place of any previously scheduled sale. Lender or its designee may purchase the <br />Property at any sale. <br />Upon receipt of payment of the price bid, Trustee shall deliver to the purchaser Trustee's deed conveying the <br />Property. The recitals in the Trustee's deed shall be prism facie evidence of the truth of the statements made therein. <br />Trustee shall apply the proceeds of the sale in the following order: (a) to all expenses of the sale, including, but not limited <br />to, Trustee's fees as permitted by applicable law and reasonable attorneys' fees; (b) to all sums secured by this Security <br />Instrument; and (c) any excess to the person or persons legally entitled to it. <br />20. Lender in Possession. Upon acceleration under paragraph 19 or abandonment of the Property, Lender (in <br />person, by agent or by judicially appointed receiver) shall be entitled to enter upon, take possession of and manage the <br />Property and to collect the rents of the Property including those past due. Any rents collected by Lender or the receiver <br />shall be applied first to payment of the costs of management of the Property and collection of rents, including, but not <br />limited to, receiver's fees, premiums on receiver's bonds and reasonable attorneys' fees, and then to the sums secured by <br />this Security Instrument. <br />21. Reeonveyance. Upon payment of all sums secured by this Security Instrument, Lender shall request Trustee to <br />reconvey the Property and shall surrender this Security Instrument and all notes evidencing debt secured by this Security <br />instrument to "Trustee. Trustee shall reconvey the Property without warranty and without charge to the person or persons <br />legally entitled to it. Such person or persons shall pay any recordation costs. <br />22. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a successor trustee <br />to any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument is recorded. <br />Without conveyance of the Property, the successor trustee shall succeed to all the title, power and duties conferred upon <br />Trustee herein and by applicable law. <br />23. Request for Notices. Borrower requests that copies of the notices of default and sale be sent to Borrower's <br />address which is the Property Address- *CONTINUED BELOW <br />24. Riders to this Security instrument, If one or more riders are executed by Borrower and recorded together with <br />this Security Instrument, the covenants and agreements of each such rider %hail be incorporated into and shall amend and <br />supplement the covenants and agreements of this Security Instrument as if the rider(s) were a part of this Security <br />Instrument. (Check applicable box(es)) <br />,:!4 Adjustable Rate Rider Condominium Rider 2-4 Family Rider <br />Graduated Payment Rider Planned Unit Development Rider <br />F' Other(s) [specify] <br />BY SIGNING BELOW, Borrower. accepts and agrees to the terms and covenants contained in this Security <br />Instruments di any ride a Ssned t VBorrowcr and recorded with it. <br />Sheryl A. dley ,,.,� <br />"��- __ K-- J ........................(Seal) <br />itOgeY'i:�tria'!'C• ._. — go.rowcr <br />............... ................... ......................... ....... ..........(Seal) <br />..�gpt,ower <br />Istuce Be" Thu lhu For Ackmwledementl _._._.. Y.._.._...._ �......___ _�__............r...__.___.___. <br />*Borrower further requests that copies of the notice of default and notice of sale be <br />sent to each person who is a party hereto at the address of such person set: forth <br />herein. <br />RrATB of NzattmKA.... .... .... ........ .........................County sa: <br />On ...... 3 t ............. tiny of .. M <br />Ay . .......... .... -.... 19.05.., before die, the ndersigned, a Notary Public <br />Rog oyt ryIdAor ey;'nf a srr � ............................... <br />..............................' <br />,........, . .................... _ ._._......, a me known to ht• the <br />identkW (n) whi nanso. Ia are subeeri bed to the foregoing instrument, and acknowledged the execv- <br />tim to be _._..__ ........ .. ......._ , ... th f.c............. _ ..... ........ voluntary act and deed. <br />Witness any hand and notarial meal at .. �r l I to nd�..N�kara i in maid eount.y, the <br />data aforvoaid. <br />My (tit mi iml vispimlMri <br />WOVA cowt N <br />�t M, Oat. 11.1t1M Ar �+ <v <br />are stir l! "dual F:ntliloymetil (11pp«riuniiN Affirrnaliva Action Empin4r -r M /l'. <br />