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INVALID PROVISIONS: Ifany provision of this contract violaes the law and is unenforceable, the rest of the contract will be valid. If any part of this contort requirin payment of mac interest than to law permits, then you will only have the tight to collect from me the amount of interest which the law allows you to collect. COMPLETENESS OFTM CONTRACT: This contract can only be changed if both you and 1 agree in writing. The following notice brings to my attention the rights that I have even when this contract is sold to s financial institution or a bank, and I should notice that the impor- tance of this provision is stressed by its appearance in tan pout, bold face type: NOTICE 85- 0002431 Title credit conntnct firm a purchase. All legal rights which the Buyer has against the Seem sr" out of the transaction, Including MI cW m rand defenses, an snap valid against any holder of We The right to recover money frown the holder under We provision Is limited to the ,mount Peld by the buyer A din Is a legally valid reason for suing the Weir. A defense Is a legally valld neon for not paying tin Seller. A holder Is anyone trying to collect for the purchase. INSURANCE CANCELLATION: if I have requested insurance in thispurchase, l may cancel such request for insurance for any reason within fifteen (15) days from the Plod of this contract by ewti#ying you or the holder of this contract in writing I know that the cancellation of my coverage will be arranged with the ins raap arrieKs) and a full refund of my petmhu tim(s) together with appiicable finance charge will be credited to this contract. PLEASE NOTE: If i have req insurance in this purchase. I will receive within thirty (30) days a certificate of insurance mote fully the insurance coverage. i know that if them is any conflict in the coverage or the language of the certificate of insurance and the following Notice of Proposal Insurance that i am coveted only to to extent stated in the fol lowing Notice of Proposed insurance, 1 also know that 1 have insurance coverage only if 1 have been charged for it. NOTICE OF PROPOSED INSURANCE 1 take name that either Credit Life or Credit Accident and Health Insurance, or both, will be applicable to this Saks Contract or to rsverse side only if I have chosen it by sigmas the request for such insurance. This insurance will only cover the pasorr signing the request at rho cost for each of insurance shown. Sttbjact b by the insurance corhi�tiy, tie insurance wit! ic effective as of today and will continue only for the number of months after the effective date cgaal to the number of momMy Payments. 1 understand that this particular insurance ma not provide coverage for my last few payments, and that during that period of time I will not have any insurance coverage All benefits and of the insurance will be paid to you or to it financial institution or it bank if it purchases the Saks Contract to to extent of its interests std any balance will be pay to rte. The initial amount of Credit Life Insurance is the amount required to y the Total of Pay to the irnstmarntx decreases b the amount of each moodily payment an a scheduled 30 day basis. If 1 am jointly obligated of the Sales Connect with a Co-Buyer, and we have both signed the request tar Credit Life Insurance. death benefits will be payable only with re t to t first one of us to die. Subject to exclusions, eliminations or waiting period stand in the insurance policy or cettificatk. Credit Accident and Heahh Insurance is for the benefit amount of 1,10th of each month's payment for each day that t am mtt4lytfeaa�kd de, tone injury or sWkness while I owe any payment to you; however. i understand that 1 have to be Prevented from working due to such total dlsaboility for mort the fota- tan (14) consecutive days before the usuir r benefit is paid back to the first day of my total die iiity. I aYe knew that I tam mt try I I m EI NP �acnbed by law. Within thirty (30) days, h will receive tie certificate of insurace mote fully deuribing my insurance cavenge. If the insuhruttx u cwt aoapted by the.a company, l will rteetve a teftmd of the imsurarice premiums 1 have paid. RL YER: The next two paragraphs contain warranties relative to this sale given by us to the financial institution or bank in order for it to buy this contract. SELLER'S WARRANTIES AND ASSIGNMENT OF INSTALLMENT SALES CONTRACT AND MORTGAGE FOR VALUE RECEIVED. Seller hereby sells. assigns, conveys. transfers and delivers to F I r ST N rn .s+,a i... —Rka- k " C (` . I. (Assignee) all of is rights, title and interest in said 14) the installment Saks Contract and Mortgage, together with all liens existing to secure its ad the property encumbered hereby. Assignee is hereby substituted as Mortgagee under the Mortgage provisions of this contract. Seller warrants and represents; (1 It wan tie right to make this assignment; (-) All statements ad figures in this contract and in the Buyer's staenem am materially true and correct; (3) This contract arose from the boa fide seek of to goods and services described herein; (4) The cash downpayment shown in this contract was actually paid by Buyer and no pat of said npeyment was loamy di- nxdv or indirectly by Seller to Buyer; (S) Each Buyer is legally competent to contract; (6) This contract is not and will no be submit to any clam defense. demand or right of offset; (7) The execution of this contort and the underlying sales transaction giving rise thereto did not violate any federal or itate taw, directive, rule of regulation now in ; III) In the event that this contract or the underlying sake transaction is subject to a right of rescission or cancellation by the Bu C s issi or cafeella- tion period has expired and reeler the sale nor this contract has ban canceiled or rescind. THIS Ci NTRIICT IS SIEB ST SELLER 1 1% TESTIMONY WHEREOF. the undersigned is agiAt jl6rt_;rd mire,, of the Seller and has signed below on behalf of the Seller on this day of _ -_� "� .19. The fmg+wng instrument was acknowledged before me on _7 ^�__ PACESETTER PRODUCTS, BN), (NINrI ; r t�y the w- agent of Seller wh6ia 4 mycomanassiontipireh' ttataa!- a@Taar- Vollof JESSIE C. GINIM Wy tic