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200802724 between lender and Grantor, Grantor agrees to waive any rights that may prevent lender from bringing any action or claim against Grantor or any party indebted under the obligation. These rights may include, but are not limited to, any anti-deficiency or one-action laws. Grantor agrees that lender and any party to this Security Instrument may extend, modify or make any change in the terms of this Security Instrument or any evidence of debt without Grantor's consent. Such a change will not release Grantor from the terms of this Security Instrument. The duties and benefits of this Security Instrument will bind and benefit the successors and assigns of lender and Grantor. 25. AMENDMENT, INTEGRATION AND SEVERABILITY. This Security Instrument may not be amended or modified by oral agreement. No amendment or modification of this Security Instrument is effective unless made in writing and executed by Grantor and lender. This Security Instrument and any other documents relating to the Secured Debts are the complete and final expression of the agreement. If any provision of this Security Instrument is unenforceable, then the unenforceable provision will be severed and the remaining provisions will still be enforceable. 26. INTERPRETATION. Whenever used, the singular includes the plural and the plural includes the singular. The section headings are for convenience only and are not to be used to interpret or define the terms of this Security Instrument. 27. NOTICE. FINANCIAL REPORTS, ADDITIONAL DOCUMENTS AND RECORDING TAXES. Unless otherwise required by law, any notice will be given by delivering it or mailing it by first class mail to the appropriate party's address listed in the DATE AND PARTIES section, or to any other address designated in writing. Notice to one Grantor will be deemed to be notice to all Grantors. Grantor will inform lender in writing of any change in Grantor's name, address or other application information. Grantor will provide lender any financial statements or information lender requests. All financial statements and information Grantor gives lender will be correct and complete. Grantor agrees to pay all expenses, charges and taxes in connection with the preparation and recording of this Security Instrument. Grantor agrees to sign, deliver, and file any additional documents or certifications that lender may consider necessary to perfect, continue, and preserve Grantor's obligations under this Security Instrument and to confirm lender's lien status on any Property, and Grantor agrees to pay all expenses, charges and taxes in connection with the preparation and recording thereof. Time is of the essence. 28. DESIGNATION OF HOMESTEAD. Pursuant to the Farm Homestead Protection Act, designation of homestead has been waived; the waiver is attached to this Security Instrument and made a part hereof. SIGNATURES. By signing, Grantor agrees to the terms and covenants contained in this Security Instrument. Grantor also acknowledges receipt of a copy of this Security Instrument. GRAfi~ ~ Richard l Hartman l/rl~uaIlY ~ 7' b-~ (Jtcf;r;l&-tfv d 'XIti'd~~~ Patricia A Hartman Individually lENDER: Henderson State Bank ! /0? ACKNOWLEDGMENT. (Individual) :J\G.-~ OF t'-.\(~)I(ClS"'c.. , ~~ This instrument was acknowledged before me t~is by Richard l Hartman, and Patricia A Hartman. My commission expires: OF ~\c..\\ Qll--\ h"\ day of ss. Mc..:(<:"..lr\ dc[) E-, GENERAL NOTARY. State of Nebraska JOHN A. MANSFIELD My COIl1l\. Exp. MarcI122, 2011 ,/ Richard L Hartman Nebraska Deed Of Trust NE/4XXXXXARM70211.00005993010032408Y "'1996 Bankers Systems, Inc., St. Cloud, MN ~ Page 6 " ; i ' . . ~ . i' I