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COMPLETE' NESS OF THIS CONTRACT: This contract can only be changed if both you and I agree in writing. The following notice brings to my attention the rights that I have even when this contract is sold to a financial institution or a bank, and I should notice that the impor- tune of this provision is stressed by its appearance in ten point, boldface type: O �� NOTICE WWOW This credit contract finances a purchase. All legal rights which the Buyer has against the Seiler arielle� out of this transaction, Including ail Cleims and defenses, are also valid against any holder of this contract. under rester money from the holder under this provision Is limited to the amount add by the buyer A claim Is a legally valid reason for suing the Seller. A defense Is a legally valid reason for not paying the Seller. A holder Is anyone trying to coiled for the purchase. L'gSURANCE CANCELLATION: If 1 have raques insurance in thiapurchase, i may cancel such request for insurance for any reason within fifteen (15) days from the t of this ccrittact by you or rho ltol�r of this contract in writing. 1 know that the cancellation of my coverage will be arranged with the insurance carrier(,) ing af�ilrefutMofmya contract. 0) PLEASE NOTE: If I have roquesa d insurance in this ptuchare, I will raeive within shim (30) days a certificate of insurance more fully describing the insurance coverage. I lutow dtnr if titre is an conflict in the coverage a tM language of tine certificate of insurancc and the following Notice of proposal Insurance that I am coves only to ge extent std in rte fop lowing Notice of Ptnposed insurance. t also ktmw that I have insurance coverage only if 1 have been charged for it. NOTICE OF PROPOSED INSURANCE I take notice that cabor Cnxbt Life or Credit Accidteit and Health Insurance, or both, will be applicable to this Sales Contract on the reverse side only if I haft chosen it by signing the request for such insurance. Tbis insurance will only cover the person signing the request at the cost for each type of insurance shown. subject to by ilea insurance company, the insurance will be effective as of today and will continue only for the number of months after the effective date equal to the of monthly payments. 1 understand that this particular insurance may no provide coverage for my last few payments. and that during that period of time I will not have any insurance ca . All benefits and proceeds of the insurance will be pied to you or to a financial institution o a bank if it purchases the Sales Contract to dx ex�aH of its interests and any •e will be payable to ire. The initial amount of Credit Life Insurance is the amount required to repay the Total of Payments; thereafter insureom decreases by t1e amount of each monthly payment on a scheduled 30 day basis. If 1 am jointly obligated on the Sales Contract with a Co-Buyer, and we have both signed the inquest for Credit Life Insurance, death benefits will be payable only with respect to the fast one of us to die. Subject to exclusions, eliminations or waiting period Mid in the Insurance Polley or certificate. Credit Accident and Health Insurance is for the benefit amount of 1130th of each month's payment foreach day that I am wally disabled due to an injury or sickness while 1 owe any payment to you; however. I understand that I have to be vented from working die to such total disability for moo than four- teen (14) consecutive days before the insurance benefit is paid �k to the first day of my total disability. I also know that I earaet ohttln my i�tneea Ile am R I am f 3 years efsge today, sad I also know that the insurance coverage provided to me may ceotehs a maximum amount of coverage wMch WE rat paT dame cases. thee it rats thei I tare pots Duce to the maximum amount of coverage stated in the insurance policy, ) know that any unpaid amount in excess of die I will still have to be laid. If the Saks Contract is prepaid in full prior to the last payment date, an), unearned insurance premiums will be refunded to me in gut nine terprescnled by law. Within thirty t30) days. l will receive the certificate of insurance more fully describing my insurance coverage. If the insurance is rte accepted by ge company. I will receive a refold of the insurance premiums I have paid. BUYER: The text two paragraphs contain warranties relative to this sale given by us to the financial institution or bank in orderfor it to buy this contract. SELLER'S WARRANTIES AND ASSIGNMENT OF INSTALLMENT SALES CONTRACT AND MORTGAGE FOR VALUE RECEIVED. Seller hereby sells, assigns conveys, transfers and delivers to -E-LL: Sa OZTn (Assignee) all of its rights, title aed interest in and to the Installment Sales Contract and Mortgage. together with all (tens existing to secure its pa I. and the property encumbered tetxbf .Assignee is let�n, ubstituted as Mortgage ride the the Mongage provisions of this contract. Seller warrants and represents; (1 It has the right to make alas assigntrent. f �) All statetams igres in this ontract n e uyer's statement arc materially tutee and corner, (3) This contract arose from the bona f sac of tgoods and services descnb� f4) Rue E downpayment shown in this contract was actually paid by Buyer and no putt of said downppaa)trim was loaned di- ceci inectty by Seller n+ By Each Bevgopetent to con(6) This wmract is no and will Trot be subject to any claim, defense. demand or right of set: cxeutnorn of ths crind rlving stransactron gnvmg rise thereto did no violate any federal o state law, directive, rule or regulation ruow cffac ' t S) In the evlea ths cor tying sake transaction is subject to a right of rescission or cancellation by the Bupter, such rescission or ca cella- tx+rn period has exgred and nettles the sac riar this contract has been c_11 orre scirtded. THIS CDNTIUCT IS SDLD BY SELLER MIRRDOT RECOURSE. IN TESTI vfONY WHEREOF, the un�rsegned is`alg�® represf of the Seller and has signed below on behalf of the Seller on this day of I9 t�. The forgoing nnstrunwnt was acknowledged before tar en ly by the authorized agent of Seller w�% --�= My coranisSnm expires. IMSAt sir �q- aaT - tuts ea attea� - C'a fa8. Dec. Ii, lJ -... - PACE - R PRODUCT INC. By -!! cz �f $pp�a�i 7