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00237!1 ADDITIONAL TERMS PREPAYMENT AND ACCRUAL OF THE FINANCE CHARGE: Even though 1 do not have to ppaay more than the regular scheduled monthly payment, I have the right to t whole amount owing to ou in full at any firm or in part from time to time. If the [coding institution or bank that buys my contract computes the finance M �i1y, I know my finance chugt will be less if I make an early paytnent, and it will be higher if Ipsy late; I also recognize that asyy atecessuy, adjustment to my total finance charge will Oe raFlated m my 6ria1 bill; I alw know that tax amounts shown on the reverse side for t Finance Charge, Total of o refund i I Total Sale Price are estimates based on t asaump+tian that yaw will receive each of the payrtxnss exxtly on its due date: trio I know that there will n of refund if t e r c btxause .-You is n�ning to refund if i am charged on of delYfinaea chi a €interest) bug the accou nng�procedute kttown as she eactuarial daily, and t prepay amt of hmoyy rebate will be will refund o rise t isxarnsd pdxtiom °� ttent and nM on the acttu] dues aid amounts oft prepayments that 1 pay to you. I know that a refund on t schedules dues and amounts of my monthly PaY chart Sl .(lpwill tot be made. !IMPORTANT NOTICE ABOUT WARRANTIES: We as SELLER BILITY AND FITNESS FOR AE ARTICULAR PURPOSE ON ALLSGOODS EXPRESSED D SERVICES UNLESS SELLER R - NtS S BUYER O BEHALF SEPARATE H, IF MADE, WARRANTY i CONTRACT). CONTRACT MADE BY SEL- LER (b)1 have lead, in decal], t separate • •LIMITED WARRANTY" which accompanies this contract. It explains the conditions and ci�cumste ncewhi which pplies to the isfactuirsed products will be repaired or replaced. I take notice oft limitations on the warranty, and 1 particularly recognize that any implied will app goods lasts only as Fang as the warranty or service contract. that this SPECIAL -ORDER GOODS:1 know that you have measured my h an its Openings s, and under such eke the pr I kits to that I c eaexel (this contra an time 8006 that are manufactured for my specific house probably Y aim t period of time given o me, by law, in which to camel. After that legal period of time, I know that 1 have dt obligation u pap you in full t amount owed. value OBLIGATIONS PERTAINING TO MY REAL ESTATE: 1. 1 promise to keep my house in grind repair and to keep `c mmtuido ea ®betxfsC °uy clattreplacement which utys than by buying a fare and extended coverage insurance policy. The insurance rnmlrany must be sppmved b You. and t policy you are o be paid if there is a loss. 7Tx insurance company must agree that tt will not cancel my policy without first telling you. I authorize t insurance companY to Pay you directly for any loss. You can choose o use this insurance payment to either repay any amounts !owe you a to repair my house. Z. [also on promise r that 1 will not anus. an9D else to place any liens on my real estate withau your written permission. 3. 1 promise to pay all taxes. assessments and other charges on my teal ostate when dux. d 1 promise to unsely make all payments on my a loans sauced by my real estate. I also promise that I will not extend, renew or change prior loans without you written pertmtssson. S. If 1 do not insure my hoarse o ful Ill my oar obligations o my real estate. then you can do it for me if you want abut you do not have to). If qdw ill e a deY ei ilex obligations for me, l agree o pay you back on demand plus interest at t highest lawful contract rate of interest. until I pay you beck, these amounts will be added ill my deli to you which is secured by my real estate and house. I know that if you decide to toy insurance for me that you do rot have to obtain any homeowner or liability insurance SAI.F.OF MV HOUSE: I pmew" rxt to sell, leave or give my house to anyone until I have fully repaid my debt to you. DEFAULT: I will be in default under this contract if I I don't snake a payment when due: or t break any promise I made to you in this contract: or a tiorsrthmg else happens which causes you to believe in good faith that 1 do not intend to pay you as promised: or a 1 default cm any obligations tax which I am using my horse as collateral; yr S &,rushing happens to my Mouse which threatens your rights, if any, in it. IF I AM IN DEFAULT: I understand that you have the right to foreclose the Monga4c I have given to you and have my house sold to repay any amounts I owe you if d an in default under this contract Before my louse is sold, you will do everything that the law requires. if you hire an attorney to assist you to sell m • house. or. to snit file, o', to r •t ywu agree to 1 ag to pay you for your reasonable attorneys fees and for other related expenses such as court costs. title searches and mazy you expended tin t my . df yaw are allowed to collect such amomts by law. OTHER RIGHTS: We can choose not to enforce any of the rights under this contract as often ay we want without losing them. Or, we can delay enforcing any oft rights rtttssan losing tem. We can also use any rights now or in the future given to us by law. DELAYS: d know that you will use your best efforts to install the products 1 am purchasing vn my house, but 1 also understand that m some control. I situations you d trial etyo un� delays that are caused by strikes• weather conditions. delays you have in obtaining materials, or for slier reasons that ate beyond your control. 1 undergtarnd that you will rent be liabk for such delays. ARBITRATION': If I have a dispute or clam with you concerning t quantity, quality or performance of the products. 1 understand rhea m' dispute may fit submitted o zed settled according ding o t rrududion- arbitration program that may have developed in my community. I also know that any decision made by an arbitrator(s) would be en- and in fox court having }unsddictiom over me and you. to be SALVAGE VALUE: I know that t windows. woodwork, and other matenals that have removed by you for this installation have salvtgs value. When you re- move them. you can have mem for whatever purpose you want. SPECIAL. SITUATIONS: Die 6o tax unigixre0 of write of products that ouiaeq r Etsadatstand that in special situations that your Regional Office may have to review and accept this c t. 1 i dso understand that this sale occurred in my home @MU01 std I may not hour had all the camas mftrmatton impotent o this at our fingertips, I give you my consent to correct any obvious errors that may have occurred when the blanks in this contract were completed. INVALID PROVISIONS: If any provision of this contract violates t id law a is unenforceable, the rest of the contract will be valid. If any pan of this contrast regttuu payment t of most interest that the law permits. den you will only have the right to collect from me the amount of interest which t law allows you tocollat. --j I 7