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D' UNIFORM SECURITY INSTRUMENT; GOVIMNING LAW; SEVERABILffy <br />Uniform COvenant 13 of the Security Instrument is amended to read as follows: <br />I$- U*ftrM MW* IMMUMMat, Governift lAw; SeverabMity. This form of Security Instrument combines uniform covenants for national use <br />&W r'MW2'(0M t. is with limited variations by jurisdiction to constitute a uniform security instnunent covering real propeny. This <br />SectiritY Instrument shall be governed by Federal law and the law Of the jurisdiction in which the Pr <br />or clause of this Securit operty is located. In the event that any <br />Provision y Instrument of the Note conflicts with applicable law, such conflict shall not affect other provisions of this <br />Security I or the Note which can be given effect without the conflicting provision, and to this end the provisions of this Security <br />l and the Note are declared to be severable. <br />L TRANS M OF THE PROMTV OR A UNEFICIAL iNTERUT IN WRROWFA <br />Uniform Covenant 17 Of the Security Instrument is amended to read Is follows: <br />17. Tnmdvr at die preWty Ora Omer <br />tidai I In BNT*wcr, !fall or any part Of the <br />(or if a benerxW interest in Borrower is -sold or transferred and Borrower is not a natu raProperty or an interest therein is sold or transferred <br />l Person) without Lender's Prior written consent. <br />Lendw may, at Lender's Option. declare all the sums secured by this Security Instrunrient to be immediately due and payable. However. this <br />OP6012 shall not be exercised by Lender if exercise is not authorized by Federal law. Lender may waive the exercise of this option if: (a) Borrower <br />caum to be submitted to Lender information required by Lender to evaluate the intended transferee as if a new loan were being <br />M111110faft; and (b) Lender reasonably determines that Lender's sec made to the <br />security will not he impaired by the lo <br />breach of anyco"nallt Or agreement in this Security Instrument is acceptable to Lender, an assumption and that the risk of the <br />To the "tent permitted by applicable law, Lender may charge a reasonable fee as a condition to Lender's consent to the loan assum <br />Leader may also require the transferee to keep all the promises and agreements maae in the Note and in this Security Instrument. ption. <br />S116 'if Lender excrom such Option to accelerate, Lender shall mail Borrower notice of acceleration in accordance with paragraph 14 hereof. <br />due. notice shall provide a period of not less than .10 days from the date the notice is mailed within which Borrower may pay the sums declar <br />If Borrower fails to PRY such sums prior to the expiration of such period. Lender mav, without further notice or demand on Borrowered , <br />invoke any remedies permitted by this Security Instrument.' <br />"Notwithstanding a sale or transfer, Borrower will continue nue to be obligated under the Nmr and this Sccurlt% kistrume. unless Lender h <br />released Borrower in writing." It c er as <br />F. LOAN CUANGFA <br />If the 'am secured by the Security Instrument is subject to a law which sets Maximum loart charges, <br />that the interest of Other loan charges collected or to he collected 'ind that law -14, finally interpreted so <br />in connection with The loan exceed permitted limits. then, (1) any such loan <br />Charge shall be -educed by the amount necessary to reduce the charge to the Permitted limit. <br />which exceeded Pernutted limits "I be refunded to Borrower, Lender mav;�hots and (2) any �ums already collected from borrower <br />hv reducing the principal owed under the <br />Principal, the reduction will he treated as a partial prepayment under the <br />NOCC Or by making a direct Pavment to Borrower, If a refund reduce, Ke to make this refund <br />INMC. <br />IN WffNEM WHMOF' Barmwer hest "Mated 0* AdJustsill* Rn* Rider. <br />(sea]) <br />R <br />OWER <br />(Seal) <br />' BORR <br />BORR <br />HORROWuR <br />(SIGN ORICANAL ONLY) <br />