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ECIAL Sfl'UAa'm. �he imiign s of sons of the that you sell, I understand that in special situations that your Regional Office may have to review and accept this contracttr .T - understand that this sale occur ed m�it y }tonta ind that you and 1 may tat have had all the catrect Infirtnatiott important to this tt Mactiott at our fingertips; I give you my consent to coned any obvious errors that may have occurred when the blanks in this contract were completed. INVALID PROVISIONS: If any proviaitnt of this contract violahes the law and is unenforceable, the rest of the contract will be valid. If any part of this contract repir"N payment of more interest than the law permits, then you will only have the right to collect from me thaamount of interest which the law allows you to collect. OF THIS CONTRACT: This contract can only be changed if both you and I agree in writing. The following notice brie to my attention the rights that I have even when this contract is sold to a financial institution or a bank, and I should notice that the impw wnce of this provision is stn adry its appearance in ten point, bold face type: NOTE Aft-.m O0# 'this exerNt contract flnanoes ap�, Aq � rights which Chas the Seller out of this tr�ctim, i self calms and defenses, are also valid against any holdw of tins The right to recover reamer► kont the holder under this provision Is limited to the amour paid by the buyer A oNNn Is a legally valid reason for suing the Seiler. A defense is a legally valid reason for not paying Me Std. A hoidar Is anyone trying to collect for the purchase. iQGU RANCB CANCRIJ ATWN: if I have requested insurance in thispurchase, I may cancel such request for insurance for any reason within fifleeu U 5) days from the dale of �u contract by in� you or the holder of this contract in writing I know that the cancellation of my coverage will be arranged with die irstsanoe can Ws) and e full refund of my premi s) together with applicable finance charge will be credited to this contract. PLEAU NOTE: If I have rorogqnested insurance in this I will receive within thirty (30) days a certificate of insurance more fully describing die insurance coverage. I imaw that if there is an conflict in the coverage or languige of the certificate of insurance and the following Notice of Proposed Insurance that i am Covered only to Ow extat stated in the following Notice of Proposed Insurance. I also know that 1 have insurance coverage only if I have been charged for it. NOTICE OF PROPOSED INSURANCE 1 tape notice that arbor Credit Life or Credit Accident and Health Insurance. or both, will be applicable to this Saks Contract on the reverse side only if I haw chota t by siinitig the tequ se for such inatarance. This insurance will only cover the person signing the request at the cost for each type of insurance alwwn. Sttb)W 1D,a 0e by the insurance corrpearty, the insurance will be effective as of today and will continue oniy for the number of months alter the effective dale egwl to the of moaddy payments. i understand that this particular insurance ma not provide coverage for my last few payments, and that during that period of time I will not have any Igoe aW.. AU benefits and proceeds of the insurance will be d to you or to a financial institution or a bank if it the Saks Contract to die extent of its irMaests and any balance will be payal to me. The initial amount of Credit Life Insurance is the amount required to repay Total of y , dngOAfta, ale In atlCt docrea a by the amount of each monthly payment on a scheduled 30 day basis. If I am jointly obligated on the Saks Contract with a Co-O �, and we hov both signed rte regniest for Credit Life Insurance, death benefits will be payable only with respect to the first one of us to die. Subject to exclusions, eliminations or waiting period stated in the nw#=ce policy or certificate, Credit Accident and Healtth Insuirance is for the benefit amount of 1 /30th of each month's payment for each day dint i am IoWly disabled due to injury or sickam while I owe any payment to you; however, i understand that I have to be pre from working due to such total disability for more than four - teen (14) consecutive days before the insurance benefit is paid back to the first day of my total tiers 'litb ty I an kww ON I cmW obltad aq i alltalethe lha� 1 YI asst maser fA 3'� a e[a>,e0' and I also Icahaww fiat the iea�aoa cvveraRe proviiei to me rely coatdht a rsasdonrha astheaht a[oereraee which wBl shot i seas eaeaa, He amtlae aahsamot Iran 1 owe fiats Due to the maximum amount of coverage stated in the instance policy, I know that any unpaid amount in excess of �oe cmwage will still have to be paid if the Saks Convect is prepaid in full prior to the last payment date, any unearned insurace ptemiurts will be refiatded to the rah dw moa- ner prescribed by law. Within thirty (30) days, I will receive the certificate of insurrnce more fully describing my insuurce coverage. If the insurance is not aooepsed by the Insurance company. I will receive a refund of the insurance premium 1 have paid. BUYER: The next two paragraphs contain warranties relative to this sale given by is to the financial institution or bank in order for it to buy this contract. SELLER'S WARRANTIES AND ASMWMNT OF INSTALLMENT SALES C ACT AN�` FOR VALUE RECEIVED, Seller hereby sells, assiggnnss, conveys, transfers and delivers to �"'E'� Pf d �.�% ESC s t�'. t P f y ti C Ch (A signee) all of is rights, tick and interest in and to the installnpertt Saks Contract and Mort phcwribered Asst is substituted u M Gage: together with all (tens existing to secure is sad the property 1 y ghee �r�y ongagee under the Mortgage provisions of this contract. Seller warrruts and ir:; rats; (1 It hai die ri ght so nabs this amignmentnt; (Z) All statements and figures in this contract and in the Buyer's statement we materid�lyy trice ad correct; (3) This contract awe from the bobs ice sale Of the goods and ssrvices described heroin; (4) The cash downpayment shown in this contract was actuWy paid by Buyer and ito part of said dowspaywAint wars loved di- recd yy or indirectly by Seller to Buyer, (S) Each Buyer is legally competent to contract; (6) This contract is not and will not be subject to any clam, deftese, is m l or ri of — I el- (7) The execution of this contract and the underlying sales trasactmn givin$ rise thereto did not violate any federal or state law, directive, rule or regulation now in effect; (g) In the event that this contract or the underlying sales transaction is subject to a right of rescission or cancellation by the Buyyeer, such rescissian or conieella- tie period has expired and neither the sale nor this contract has bptn cancelled or re anted. TNiS CONTRACT IS SOLD BY SELLER WNW RECOdM IN TESTIMONY WHEREOF, the undersigned is rrgernve of the Seller and has signed below on behalf of the Seiler on this day of x,19 The foregoing instrument was acknowledged befinrtrme on .. PACE TER PRODUCTS, INC. " Cf 19.E �r .0 .t by the authorized agent of Seller who is Mycommissianexpires: �...�.�. , - - - -- _ - JESSIE C Qitle(ritl Notwy PUNIC �- L