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I <br />OD-0 001369 <br />I /We , Steven A. Narms and Cynthia A Harm- <br />Under under that certain Deed Borrower ") of Trust dated tom. ch 23 t 9" <br />'r ( "Deed of Trust ") to be entered into among 0 <br />Borrower, American Qku ter Federal Savin g <br />A+nerican Charter Federal <br />Savings and Loan ("Trustee") y and <br />the following described arm Loan ( "Lender "), covering <br />property; <br />Lot Four (4), In Block Two (2), in Fireside Estates Second <br />Subdivision, Hall County, Nebraska <br />hereby acknowledge that it is understood that (a) the Deed <br />of Trust to be executed by Borrower is a trust deed and not <br />a mortgage and (b) the power of sale provided for in the <br />Deed of Trust provides substantially different rights and <br />Obligations to the Borrower than a mortgage in the events of <br />a default or breach of obligation. <br />Borrower acknowledges that this Acknowledgement was <br />made prior to the execution of the Deed of Trust. <br />Executed and delivered this �, day of <br />19 �. <br />f , <br />Borrower f g` <br />Steven A. Harms <br />X( <br />Borrower ` µc'rnthi.a A. t� <br />State of Nebraska ) <br />) ss. <br />County of Adams ) <br />The f regoing instr pt was acknowledged before me <br />this `'rctday of _% <br />. 19 ;' by Steven A. harms <br />C. t ie� A. �iarms <br />Witness my hand and notarial seal at Ha.stinns <br />in said County, the date aforesaid. <br />My COMMission expires: <br />Notary Public: <br />NIFA 8/84 <br />199+ Series A <br />—i <br />