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DEED OF TRUST . 000$03 THIS DEED OF TRUST ( "Security Instrument ") is made on ...... F. 9J=w az: y... 15 .................... ............................... 14...85.... The trustor is .... P.ATRICK...J...CRMLE Y... .. ............................... r ( "Borrower.,). The trustee is.........AREND . R ...BAACK.,...attar.Aay......... . ('"Trustee "). The beneficiary is HIW..F.E0�*U* .SAV'a' S..�. LOAM.. ASSOC1AS .ItiN..f3F...GRANLl..1"S* , AND ......................... which is organized and existing under the laws of .......... ....NEBRASKA.................. ..........................., and whose address is .....221.. Sout4.l.ocQ&t............. 08901.. ....................... .... ............. (.. ,.). ... ................. ............................... . ..... ..... Borrower owes Lender the principal sum of .SIXT.Y... ONE ...T.HOUSAND ... EVEU..HUNDRED.. AND.. NII /100 --- ..,....— ...,..,.... (U.S. S ... Fal..7m.00. .......... ). This debt is evidenced by Borrower's time dated the same date as this Security Instrument ( "Note "), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on .............. March ... L,... 2015 ........................................ ......................:..... ............................... This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals, extensions and modifications; (b) the payment of all other sums, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance of Borrower's covenants and agreements. For this purpose, Borrower irrevocably grants and conveys to Trustee in trust, with power of sale, the following described property locatedin ............................................ ............................... HALL............................... ............................... County, Nebraska: THE NORTHERLY FIFTY FOUR FEET (54') OF LOT FIVE AND THE SOUTHERLY TWENTY ONE FEET (21') OF LOT FOUR (4), BUHRMAN SUBDIVISION, TO THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA. which has the address of ............ .................... ............................ ........................, (sines] foal Nebraska ........... 68SU . ............................... ( "Property Address"); (210 Codes TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, rights, appurtenances, rents, royalties, mineral, oil and gas rights and profits, water tights and stock and all fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." BORROwER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. THIS SECURITY INSTRUMENT combines uniform covenants for national use and non - uniform covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real property. V NIFORM COVENANTS Borrower and Lender covenant and agree as follows: 1. Payment of Principal and Interest; Prepayment and Late Charges. Borrower shall promptly pay when due the principal of and interest on the debt evidenced by the Note and any prepayment and late charges due under the Note. 2. 1Fwtb for Taxes and Immrance. Subject to applicable law or to a written waiver by Lender, Borrower shall pay to Lender on the day monthly payments are due under the Note, until the Nate is paid in full, a sum ( "Funds ") equal to one- twelfth of: (a) yearly taxes and assessments which may attain priority over this Security Instrument; tb) yearly L mortgage lassichold payments or ground rents on ;he Property, if any; (c) yearly hazard insurance premiums; and (d) yearly insurance premiums, if any. These items are called "escrow items." Lender may estimate the Funds due on the basis of current data and reasonable estimates of future escrow items. The Funds shall be held in an institution the deposits or accounts of which are insured or guaranteed by a federal or state agency (including Lender if Lender is such an institution). Lender shall apply the Funds it) pay the escrow item, Lender may not charge for holding and applying the Funds, analyzing the account or verifying the escrow items, tittles', NIFA 8/84 Series 1984R