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X ADDITIONAL TERMS PREPAYRIENT AND ACCRUAL OF THE FINANCE CHARGE: Even though 1 do not have to pay move than the regular scheduled monthly payment, I have the right to pthe whole amount owing to you in full at any time or in part from time to time. If the l ending institution or bank that buys my contract computes the finance charge daily t know of finance charge will be less if I make an early payment, and it will be higher if I pay late; I also recd recognize that an axes ad' W my total finance charge will be reflected in my final bill; I also know that the amounts shown a me reverse sib for tie Finance Charge, Tali of; aymerr the ToW Sale price ate euimata based on the assumption that you will receive each of the payments exactly on its die date; and I know that there will be no refund if t prepay because there is nothing to refund if I am charged on a daily basis. If the lending institution or bank does sot compute the finance charge daily, and if t prepay thew rebate will refund to me the unearned portion of the finance chase (interest) the accounting procedure known as the utuaial method; and the amount of my rdata :rib, {� on the scheduled dates and amounts of my monthly payment (interest) on the actual dada and amounts of the propsymesits that 1 pay to you. I know the a refund of lasdthan $ 1.00 will not be made. IMPORT(a) ANT NOTICE ABOUT WARRANTIES: We as SELLER MERCHANTA- BILITY AND FITNESS FO HEREBY ARTICULAR PURPOSE ON ALL GOODS AND DSERVIE IMPLIED, NLESS SELLER FUR - NUNS BUYER WITH A SEPARATE WRITTEN LIMITED WARRANTY OR SERVICE CONTRACT MADE BY SEL• LER ON ITS OWN BEHALF (WHICH, IF MADE, ACCOMPANIES THIS CONTRACT). (b) I have read, in detail • the separate "LIMITED WARRANTY" which accompanies this contract. It explains the conditions and circumstances in which the =M- replaced. I take notice of the limitations on the warranty. and I particularly recognize dint any implied warranty which applies b the goodelaatsortlyas loogecthe warraityor service contract. SPECIAL4ADER GOODS: I know that you have treasured my house and its openings so that you can make the products to fit my particular house. I take notice dug the iegoods d are araarfsettaed for my specific house probably will not fit any other houses, and under such conditions, I know that I cannot cancel this contract x eay time d period of timegivem to roe, by law, in which to cancel. After that legal period of time, I know that I have the obligation to pay you in full the amount owed. OBLIGATIONS PERTAINING TO MY REAL ESTATE: 1.1 promise to keep my horse in good repair and to keep it insured for at kmt 80% of its Taplaoate om "am by buying a face and extended coverage irsuremct policy. The insurance company must be ved by you, and the policy must have a beneficiary clime which soya ice you are to be paid if there is a bas. i Fe insurance company must agree that it will no cantti my policy without fin telling you. I attlw ize the its+rtaruoe Y Y you directly for any lass. You can choose to use this insurance payment to either repay any amounts I owe you or to repair my house. 2. I also promise that I war not Allow Pdbte, ls m pieta any lens on my teal estate without your written permission. 3. I pmrmx to pay all taxes, assessments and other charges ear my rah estate when due. 4.ise to timety maize all laymenes or my pea loans saurod by my real estate. I aso pro extend. renew or change prior tans without yan'written mrb not have to). tf you do pay eay f -Mihaek, these atnouints will be added o year whch is secured by my real estate and house. l know that if you decide to buy insurance far tre that you rat have to obtain any homeowner a liability ion. SALE OF MY HOUSE: I promise not to sell, Jesse or give my house to anyone until I have fully raid my debt to you. DEFAULT: I will be in default under this contract if: 1. I don't eke a laymen when due; or 2. 1 break any promise 1 made to year in this contract; or 3. Somedringelse happens which causes you to believe in good faith that I do not intend to pay you as promised; or 4. 1 defmrlt on any obligations for which 1 on using my home as collateral; or S. Something happens to my house which threatens your rights, if any, in it. IF I AM IN DEFAULT: I understand that you have the right to foreclose the Mortgage I have given to ou and have my house sold to repay any amounts I ogre you if 1 am in default under this contract. Before my house is sold. you will do everything that the law requires. Ityyou hire an attorney to assist you to sell my house. or, to sue me. or, to I agree to pay you for your reasonable attorneys' fees and for odor related expenses such as court cats, tide searches and money you expended to Plow my =71fyou am allowed to collect; such amounts by law. OTHER RIGHTS: We can choose not to enforce any of the rights under this contract as often as we went without losing them. Or, we can delay enforcing any of duo tights widott losingdem. We can also use any rights now or in the future given to us by law. DELAYS: I know dux you will use year bat efforts to install the products 1 am purchasing on my house, but 1 also understand that in some situations you eay delays that we caused by strikes. weather conditions, delays you have to obtaining materials, or for other reasons that are beyond your control. I underatandd= You will be liable for such delays. AR{ITRATION: If 1 have it dispute or claim with you concerning the quantity quality or po rfonrana of the produce. I undentard that my diapate may be submitted b and settled osccording o the mediaion•arbitrationpuogram that may have developed in my community. l also know that any decision made by an arbitrator(:) would be As- send in de coat having jurisdiction over we and you . SALVAGE VALUE: I know dux the windows, woodwork. And odor materials that have to be removed by you for this installation have NO salvage value. When you re- 1 '41 R