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85=� 000622 <br />ACKNOWLEDGEMENT <br />I /We, SCOTT A. HOOKER AND SUSAN L. HOOKER, ( "Borrower "), <br />under that certain Deed of Trust dated Fahriiary 6 198E ► <br />, ( "Deed of Trust") to be entered into among <br />Borrower, ARFN0 R BAACK attorney ( "Trustee ") and <br />HOME FEDERAL SUAINGS & LOAN ASSOCIATION OF GRAD "), covering <br />the following described property: <br />(Legal Description) <br />LOT FIFTEEN (15), SADDLE CLUB SUBDIVISION, GRAND ISLAND, HALL COUNTY, NEBRASKA. <br />hereby acknowledge that it is understood that (a) the Deed <br />of Trust to be executed by Borrower is a trust deed and not <br />a mortgage and (b) the power of sale provided for in the <br />Deed of Trust provides substantially different rights and <br />obligations to the Borrower than a mortgage in the event of <br />a default or breach of obligation. <br />Borrower acknowledges that this Acknowledgement was <br />made prior to the execution of the Deed of Trust. <br />Executed and delivered this 6th day of February ► <br />19 B5 <br />Borrower Scott A. Hooker <br />f <br />Borrower Susan L. Hooker <br />