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or <br />0.7-OW 000225 <br />NON- UNtFOAM COVENANTS. Borrower and Lender further covenant and agree as follows: <br />reconvey the Property and shall surrender this Security Instrument and all notes evidencing debt secured by this Securi ty <br />Instrument to Trustee. Trustee shall reconvey the Property without warranty and without charge to the person or persons <br />Legally entitled to it. Such person or persons shall pay any recordation costs. <br />22. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a successor trustee <br />to any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument is recorded. <br />Without conveyance of the Property, the successor trustee shall succeed to all the title, power and duties conferred upon <br />Trustee herein and by applicable law. <br />23. Request for Notices. Borrower requests that copies of the notices of default and sale be seat to Borrower's <br />address which is the Property Address. <br />24. Riders to this Security Inshument. If one or more riders are executed by Borrower and recorded together with <br />this Security Instrument, the covenants and agreements of each such rider shall be incorporated into and shall amend and <br />supplement the covenants and agreements of this Security Instrument as if the rider(s) were a part of this Security <br />Instrument. [Check applicable box(es)] <br />j� Adjustable Rate Rider F-,r Condominium Rider ` 2-4 Family Rider <br />Graduated Payment Rider F7, Planned Unit Development Rider <br />Other(s) [specify] <br />By SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any riders) executed by Borrower and recorded with it. <br />..(Sem) <br />[SMS ntlew Ttft UW F� <br />